I only pay about 400,000 VND a month for social insurance, now I want to pay more so that when I am old, I have more pension, what should I do? (Doan Phuong)
I, 42 years old, worked 15 years in a private business. My monthly premium fluctuates less than 400,000 VND per month, as the company is based on regional minimum wages.
In fact, my total real income every month is higher, so I want to pay social insurance according to this income, although it may be much higher than now, but later, when I retire, I can receive a high pension.
The problem is that my business, the employer, doesn’t accept it, because if I go along with my wishes, the business will also have to pay for social insurance for me much higher than the current rate. Besides, very few people have “unreasonable” desires like me.
Please ask a lawyer, in this case, is there any other way I can pay higher social insurance to receive more pensions?
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