Life StyleTiêu dùng

9x buy a house 2.7 billion VND

From a difficult time when staying in a dormitory of 25m²/8 people, the 9x girl was determined to buy a house of 2.7 billion in the capital - Photo 1.

Wishing to have a place to return to, fully furnished without having to rent a dormitory

Nguyen Thi Thanh Thao (born 1995) is currently doing business. Thanh Thao is a native of Phu Tho but lives in Hanoi. The young girl went to Hanoi to study and practice business since she was a freshman.

Before that, when she was at school, Thanh Thao lived in the dormitory. A room for 8 people in about 25 square meters. Life is cramped, everything is in common, so it is not comfortable. Thao recalls that time, when entering her aunt’s house in Thanh Xuan area, the alley was nearly 2km long, the road was so narrow that it was difficult for motorbikes to turn around, but the young girl only dared to wish, her life was full of life. now have a house in Hanoi.

With the intention of buying a house in Hanoi since then, Thao had more business and had a lot of luck, so even while studying at the school, she earned a decent income. Thao revealed: “My income in those years was quite high, about 40 million/month.”

Good, regular income every month but still studying, the dream of buying a house cherished, so she did not dare to waste it. Thao lives very frugally, goes to school in the morning and ships goods to customers in the afternoon. Daily food is sent by the mother by car from the countryside. Thao also cooks at home and doesn’t go out, so the money she spends is sometimes just to take a bus to her hometown on weekends. “I’m not a stylish person, so I rarely use cosmetics, but only use lipstick, and the clothes I buy are just enough to wear. If you have enough money, you can save it so that when you have enough, you can buy a house“, Thanh Thao shared.

From a difficult time when staying in a dormitory of 25m²/8 people, the 9x girl was determined to buy a house of 2.7 billion in the capital - Photo 3.

Good and stable income every month, but Thao does not waste money but saves to accumulate to buy a house.

Come to realize your dream, own an apartment of 2.7 billion VND

In mid-2016, Thao and her boyfriend (who is now Thao’s husband) had accumulated about 800 million, both decided to use that money to buy a house as a deposit. The house is purchased in the form of payment according to the schedule, so it is less financial burden. By 2017, the house will begin to receive and will continue to pay according to the schedule.

Because my father passed away early, my mother also worked hard, so I couldn’t help. Luckily, when I bought a house, my business was in good time, the social network platform was developing, and the income came from 2 quite large stores. At that time, if I calculate (if there is a risk in business), my boyfriend still has a monthly income of about 30 million to pay interest on the apartment.“.

By the end of 2017, Thao and her boyfriend were handed over the house. The 68 square meter apartment is located on Trung Kinh street, belongs to the class A subdivision when there is convenient traffic, view because it looks straight down the street.

The cost of buying the apartment is 2.4 billion, the interior is 300 million more. “We have very similar taste, we both want to design in a simple style with brown – white tones. The apartment has 2 bedrooms, 2 bathrooms, living room. 1 bedroom for me and my wife and 1 room for the baby in the future”.

By the time of 2017 handing over the house, the couple had paid in full. The amount owed to the bank is 850 million. In 2018, the couple held a wedding, thanks to a favorable business and Thao’s husband’s job at the bank also improved, so paying the remaining debt was not difficult.

From a difficult time when staying in a dormitory of 25m²/8 people, the 9x girl was determined to buy a house of 2.7 billion in the capital - Photo 4.

The 68 square meter apartment is located on Trung Kinh street, belongs to the class A subdivision when there is convenient traffic, view because it looks straight down the street.

From a difficult time when staying in a dormitory of 25m²/8 people, the 9x girl was determined to buy a house of 2.7 billion in the capital - Photo 5.

The cost of buying the apartment is 2.4 billion, the interior is 300 million more.

Having a house thanks to a high salary is only one part, the important thing is still how to save and accumulate over the years. Any expenditure in life is carefully calculated by Thao.

By the beginning of 2021, the couple bought more apartments in Vinhomes as an investment property. Because I am at home taking care of my children, I am thinking about stabilizing the cash flow at this time.

During my time in the apartment, I also considered buying a house on the ground because it did not depreciate but also increased rapidly. But in exchange with about 3 billion in hand, I find that staying in an apartment will still be more convenient. Real estate with that financial position can be located, traffic will not be convenient and beautiful“.

In Thao’s opinion, real estate or housing in the capital is still what people consider a dream. Because real estate is an irreplaceable asset that always increases in value, not to mention it is a motivation to motivate yourself to always try to complete loans.

And: “When can I buy a house?” It is also a question many young people have asked. But put in the situation if spending wasted 200-300k or 1-2 million, it will never be. Thao thinks the main secret is: If you accumulate small, you will become great.

In life, there will also be many different views and lifestyles. The story I share is also to motivate young people, especially those who want to own their own real estate, do not have a house in Hanoi and start from zero. No support or assistance from anyone. then you can still confidently walk on your own two feet and will”, Thao shared.

Photo: NVCC

https://afamily.vn/tu-quang-thoi-gian-kho-khan-khi-o-tro-ky-tuc-xa-25m-8-nguoi-co-gai-9x-quyet-tam-mua- duoc-nha-27-ty-tai-thu-do-20220314103335379.chn

You are reading the article 9x buy a house 2.7 billion VND
at Blogtuan.info – Source: Afamily.vn – Read the original article here

Back to top button