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SeABank received the Vietnam Gold Star Award for the 6th time

04/01/2022 09:50 GMT+7

On March 30, 2022, Southeast Asia Commercial Joint Stock Bank (SeABank, stock code SSB) was honored to be honored at the award ceremony “Top 100 Vietnamese Gold Star Enterprises in 2021”.

Vietnam Gold Star is a noble award for prestigious brands and typical products of Vietnam that are competitive in the international market, assigned by the Prime Minister to the Central Vietnam Youth Union. coordinate with the Central Vietnam Young Entrepreneurs Association to organize. After 18 years of implementation (2003 – 2021), Vietnam Gold Star has become a platform to help businesses position their brands, encourage and create favorable conditions for brands to have easier access to the market. domestic and international investment, thereby enhancing competitiveness in the integration process.

SeABank received the Vietnam Gold Star Award for the 6th time

In 2021, the award gives priority to the criteria of business index, innovation in technology application to business operation and production and business activities to overcome the impacts of the Covid-19 epidemic. These are also the main factors that help SeABank achieve many breakthroughs and excel in the “Top 100 Vietnamese Gold Star Enterprises in 2021”.

Specifically, by the end of the fiscal year 2021, SeABank’s total assets increased by 31,456 billion VND compared to 2020, reaching 211,663 billion VND. Total operating income reached VND 7,036 billion, an increase of 53% compared to 2020. Net profit from service activities reached nearly VND 1,146 billion, 3.2 times higher than 2020. Total net non-interest income also increased. 22% compared to 2020, accounting for 26.3% of total revenue. Besides, the cost-to-income ratio (CIR) dropped sharply to 36% and the bad debt ratio (NPL) continued to decrease at 1.65%. The capital adequacy ratio (CAR) reached 11.64%, higher than the 8% required by the State Bank and meeting the world’s capital adequacy ratio standards. In terms of profit before tax, thanks to diversification of revenue sources and good management of operations, SeABank has reached VND 3,268 billion in 2021, exceeding 135% of the set plan and nearly doubling compared to 2020.

In addition, SeABank always focuses on applying technology to business activities to bring the best experiences to customers, notably the application of intelligent artificial intelligence (AI) and eKYC identification technology in the banking system. SeAMobile/SeANet digital bank. SeAMobile is also the only digital banking application in Vietnam that has a personal financial assistant function according to the model of 6 international standard bottles, along with many advantages such as automating transactions, customizing the interface according to your preferences. Like, personalize the experience…. SeAMobile is also the only banking application that provides services, supports the purchase and sale of SJC gold bars remotely. Thanks to outstanding features and many utilities, in 2021 the number of SeAMobile/SeANet users will increase by 201% and the value of online transactions will increase by nearly 239%.

In addition, in the face of the severe impact of the epidemic on businesses and people, SeABank responded to the State Bank’s policy on reducing customer lending rates until the end of 2021 with a total amount of money. interest reduced for customers up to 287 billion dong, reaching 552% compared to the previous commitment, the total value of debt reduced interest rate is 79,237 billion dong for 58,522 customers. At the same time, SeABank, in collaboration with BRG Group, promptly deployed solutions to support the Government and people across the country directly affected by the Covid-19 epidemic with a total budget of nearly VND 200 billion through the donation of necessities and necessary medical equipment for the Government, localities and people across the country.

In 2022, SeABank will continue to develop according to the set orientations and strategies, especially focusing on “Digital Convergence” – applying modern technology to business and operation activities, increasing the experience. customer experience. With the above orientation, SeABank promises to continue to create more breakthroughs and achievements in business as well as bring more values ​​to customers and the community, increase competitiveness in the domestic market and reach out. international.

Minh An

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