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Couples who share the same account will be happier

Spousal finances are a sensitive topic for each family, but actually, according to a new study, couples who share the same account are stronger.

New research published in journal Personality and Social Psychology, by analyzing data from 6 previous studies. Lead author Emily Garbinsky, associate professor of marketing communications and management at Cornell University, USA, says that the couple willing to spend money on a relationship with more positive interactions, better communication with each other.

Their word choice alone indicates how satisfied they are, because of the heavy use of the words “we”, “our”, rather than “me” or “mine”, “his”. “… Terms related to common property also frequently appear, such as “agree”, “connect”, “friend”, “listen”, “peaceful”…

“We expect joint financing to increase a person’s level of trust in a spouse, as well as align a couple’s interests and financial goals,” Garbinsky wrote. All of these are “attached to a highly intimate relationship”.





Couples with a joint account, especially low-income couples, will be happier than keeping the money separately.  Photo: Nypost

Couples with a joint account, especially low-income couples, will be happier than keeping the money separately. Photo: Nypost

The researchers also analyzed survey data from groups in the US, UK and Japan to explore what role cultural differences play in how spouses choose joint funds. private fund. From there, it was found that Western countries tend to spend money who they use. “We guess this difference is because the US and UK are individualists, while Japan is collectivist,” Garbinsky said.

The results of this study can help experts guide couples to live happier lives. “First, help them organize their finances to maximize relationship quality and ultimately improve happiness,” says Garbinsky.

The study also found that sharing accounts had a particularly strong effect on low-income couples or those who felt financially needy.

Bao Nhien (According to Nypost)

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