Hiding a deposit from her mother-in-law because she wanted to live alone, harshly opposed and the end of the “high-handed” daughter-in-law

Buying a house with 2.7 billion VND, losing 2 billion VND, mother-in-law said: “Since you don’t have money, why don’t you and your wife discuss with your mother first!”

Sneaking a deposit to buy a house, knowing that her mother-in-law gave half a billion

“After about a year of living with my husband’s family, using accumulated capital and support from relatives, my wife and I discussed moving out, but my mother-in-law disagreed.” This is the story of husband and wife Thao Nguyen (27 years old, Hai Phong), who are in the same situation as many other young couples when expressing their opinion that they want to live separately.

Thao Nguyen shares the same opinion with many other girls, no matter how much she loves her husband’s family, living with her husband’s parents will always have unnamed stories that are difficult to tell. So the decision to live separately was made before the wedding, only then, the economic conditions were not enough for Thao Nguyen and her husband to buy a house as desired.

The story begins when Thao Nguyen informed her mother-in-law about her desire to live separately. Hearing that, her mother-in-law expressed her displeasure, asking why her two children wanted to move out. She recounted, “I know that my grandparents don’t want that because they are afraid of being away from their children, but the intention to live separately has existed since before I got married. My mother asked, I just said because I found a suitable house, a convenient location for work, Moreover, after giving birth, it is still close to the hospital and school, most importantly, the price is very reasonable, if you don’t buy it now, you will be afraid that someone else will take it away.” Then her mother-in-law replied: “Buy a house, right? Where is the shirt that is so reckless, you have to look into it carefully!”.

Then the story of buying a house stopped there without further discussion, until Thao Nguyen and his wife sneaked a deposit in front of the house, discovered by the mother-in-law:

“My mother-in-law was very angry, I didn’t dare to say much for fear that she would get even more angry. Until one day, when there were two children at home, my mother-in-law said: I know that you two have put a deposit on that house, no What is the mother’s prohibition on children building their own nests, but I am afraid that now that you are young, can the pressure of monthly repayments be bearable?”

Thao Nguyen said she chose to gently confide in her mother-in-law, when talking about housing, she also mentioned some difficulties in finding a suitable house: “Knowing that mother-in-law is afraid that we won’t find out carefully, afraid of being deceived.”

Nguyen shared about the apartment she chose to buy: “The house we chose to buy is a relocation rate, so the payment is also quite flexible, suitable for the financial conditions of the couple. Currently, the house is priced at 2 billion 7, the maternal side also contributes 300 million with the couple, plus the accumulated amount is more than 700 million, the rest we plan to borrow from the bank and then pay in installments for 10 years, Friends help with preferential interest rates, each month, my husband and I need to pay about 16-17 million / 1 month. At that level of payment, I can still try.”

Knowing that her mother-in-law was still afraid of being away from her child, living alone, and then rarely looking at the two grandparents, Thao Nguyen persuaded: “I also promised my mother, moving out, but my wife and I will still arrange to come home 3 times a week to visit my parents regularly, hearing that my mother also feels more secure, talking about the house after that is smooth. more.”

Thao Nguyen said, after that conversation, her husband’s family supported an additional 500 million as a housewarming gift. “It turned out that the mother-in-law objected not because she hated that we were going to live separately, but because she was afraid that the children would be pressured to pay the debt.”

This is the “house hunting” experience that we have learned

Accept that the house is not like a dream. “Who does not want to have a house near the center, modern, spacious, clean and beautiful. However, the current situation of the couple does not allow it.” Accept a home that isn’t what you dreamed it to be. Find yourself a suitable home within your ability to pay, without the pressure of debt.

Don’t just rely on the offers of the storks, or completely entrust the real estate brokers, go find yourself the right house with the price you want. If possible, ask for help from family and friends, don’t overthink it. Mobilize all the resources of both sides, at the same time, collect money from small loans from acquaintances plus the capital that they contribute.

And some more notes that Thao Nguyen wants to remind other young couples when they want to buy a house: “Consider the right time, choose the right living area, determine the amount of money to buy a house, prioritize projects with many incentives and learn carefully about the investor as well as the project construction unit. Wishing young couples like us will have good choices and receive the support of the families of both sides.”

According to Mint