The girl born in a poor family saves nearly 4 billion dong / 5 years reveals the secret that anyone can do
Zhan Ziqing currently works 10 different jobs. Originally from a low-income family, Zhan Ziqing tried to save as much as possible after 5 years of working. By now she owns her own house. Recently on her YouTube channel, Zhan Ziqing shared simple money-saving tips, emphasizing that “it’s really not difficult, anyone can do it”.
This girl thinks, There is a very important money saving rule, that is, after deducting your fixed expenses and savings from your income, the remaining amount is your monthly spending money.
“It sounds very simple, but many people fail to do it“. She emphasized, if you want to save money effectively, you must adhere to this rule and strictly control spending to gradually achieve the goal.
Zhan Ziqing bought a house after working for 5 years.
Zhan Ziqing explained from her own experience that when she has a salary of 30,000 yuan (VND 108 million/month), in addition to the monthly rent of 10,000 yuan (VND 36.1 million), she has to deduct 6,000 yuan (ie 21 million VND) for fixed expenses such as electricity and water, petrol, mobile phone, insurance and other expenses. The so-called “fixed expenditure” means that it cannot be changed and is known to pay each month.
After deducting the above expenses, leaving 14,000 yuan (50.5 million VND), she will take out 6,000 yuan (21.6 million VND) in savings. Many people think that with this amount of money can really do nothing, but time will make this amount become a number that will surprise you.
Zhan Ziqing saves steadily every month.
Zhan Ziqing has understood from a young age the importance of financial management, she knows the truth “saving money will make you richer” so she chooses to save. Until now, when she has enough money to buy a house, she will transfer the rent amount of 10,000 yuan (VND 36.1 million) per month into a savings account instead of improving her living conditions.
Her savings are also divided into 4 different funds, each with a term of 2-5 years. “Because you hold it for a long time, interest helps money make money”. This also allows Zhan Ziqing in just 5 years from age 18 to 23 to save 1 million yuan (3.6 billion dong).
Finally, she emphasized again: Saving money in life does not have to force yourself to live hard. But if you don’t limit yourself to squandering, save a good amount first, how can you live well later?
This young lady has saved up to buy a house, and is leading a comfortable financial life.
According to businesstoday, photo: Instagram NV.
at Blogtuan.info – Source: cafebiz.vn – Read the original article here
