I was forced to write a loan to my wife

I am 34 years old, married for six years and two children. On my unmarried day, I have a loose personality, unscientific spending, I spend a lot of money with a lot of money, a little bit of spending, a little without spending. My money is mainly for giving to my parents, buying toys, snacks for the children in the house, coffee with friends and spending some for personal hobbies. Yet almost every month I spend all the money I earn. When I got married, I only had enough money to organize the wedding. My wife is much more capable than me. My wife said she saved more than me, although I don’t know the exact number.

The first time after getting married, the couple rented an apartment and lived in the city, life was not rich. Realizing that in the long run, such a life is somewhat unstable, so I decided to work far away. The wife and young daughter go back to her mother’s house, and the wife is afraid to stay at her grandfather’s house when her husband is not at home. I went to work to earn money and sent it all back to my wife, knowing that no matter how much I kept, I would soon use it up.

>> My wife and I are happy to be financially independent

After four years away from home, now the husband and wife have two pieces of land, one to build a house, one to save and a few hundred million dong for construction costs, I don’t know exactly how much. Because I have only returned home for less than three months, I have not been able to work right away, just staying at home in charge of building houses, just working part-time to earn some money. My monthly income from overtime is also equal to or slightly higher than my wife’s salary, that money will be transferred directly to my wife’s account.

For nearly a month now, I’ve been busy with building a house, so I neglected to do part-time jobs, the income from this source came back a bit late. These days, my wife keeps reminding me to close school for two children at home, making me impatient. With all the money in my pocket, I only have 1.5 million VND, while my wife’s family finances take all. This morning, I had to pay a construction labor fee, because I didn’t have money, I asked my wife lightly, and I received the answer: “Husband, poverty is spreading all over me”. After a while, my wife gave me an idea for me to write her wife’s loan, borrow to pay for the construction of a common house. My wife gave me the form, I just had to fill in my name and sign it. Wife says everyone does the same.

>> I bought land but I don’t want my wife to be in my name

At home, I do the most, but my own money is not even equal to a corner of my two daughters who have just entered kindergarten. Each child has a huge piggy bank. Should I write this promissory note? I am very confused, write once and then the other times come more often? Is there anyone like me?

Phung

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