“Which bank is so powerful?”
Episode 1 of the show I Am Miss Universe Vietnam 2022 has officially aired recently. Not only admire the beauty of the beauties in the race to the prestigious crown, the audience also enjoy moments of entertainment with the interviews of the contestants.
Miss contestant surprised when sharing about home loan when empty-handed (Source: Miss Universe Vietnam 2022)
Among them, perhaps the name Nhu Thuy (SBD 120) from Can Tho is one of the candidates who left the most impression.
When asked by judge Hoang My: “What is the most powerful thing you have ever done in your life?”Nhu Thuy surprised the judges by sharing: “The strongest thing I did in my life was buying a house with nothing, I borrowed 450 million from my sister and 3 billion from the bank. I don’t have a dime in my hand, but I have a house.”
Nhu Thuy is confident in the interview
Her frank sharing surprised the judges. Judge Hoang My also wondered how this contestant from Can Tho could get a bank loan with only two empty hands. However, the female contestant in 1999 refused to share her income and said that with her job as a photo model, photographer and talent for a company, she could prove her income to the bank to borrow money. . She also said that she borrowed from a bank for a period of 35 years.
Nhu Thuy’s answer made judge Hoang My confused
After Nhu Thuy’s interview was widely shared, many conflicting opinions were raised and became a hotly discussed topic. Among them are prominent comments such as:
– “It’s not that I’m strong, but that bank is the strongest, having nothing in hand to lend 3 billion”.
– “You have to have something as collateral, equivalent to or more than 3 billion to get a loan, but people can’t lend it to people with no income.”
– “Seeing for themselves that aunts and banks are strong people”.
– “Then I don’t know who is the strong one anymore”.
– “The most powerful thing in life is to build up a debt of 3 billion 450 million. Who dares to be so strong.”
Nhu Thuy is probably not the only young person thinking about buying a house when they don’t have too much capital in hand. Currently, it is not strange for young people to buy a house early to be able to settle down and start a business. Some people are even willing to take out a loan from a bank to own a house for themselves at a very young age.
Buying a house is no longer strange to Nhu Thuy and today’s young generation
Moreover, banks also have policies suitable for those who do not have too much cash but want to own a house. Some banks like HDBank give individual customers loans to buy houses, repair houses up to 35 years, original grace period up to 1 year; VIB lends up to 30 years for house purchase, and up to 15 years for construction and repair; VPBank offers loans to individuals to buy real estate for 25 years, for apartments for up to 30 years; Sacombank lends home loans up to 25 years; Vietcombank lends up to 20 years…
With a period lasting from 30 to 35 years, many people with less than 1 billion dong can fully calculate the ownership of an apartment from a young age.
Talking more about Nhu Thuy’s story, she said that she would probably pay off the home loan right after Miss Universe, even if she didn’t win the house, she could even sell her house because she didn’t see the risk of loss. interest. Thanks to the bank’s policy, in 2023, Nhu Thuy will begin to pay interest.
And although it is becoming a topic that people talk about, the details of how to buy a house and borrow money may still have to wait for Nhu Thuy to share more specifically.
Source: Compilation
Law & Readers
at Blogtuan.info – Source: cafebiz.vn – Read the original article here
