Savings via digital bank

Ms. Thuong is an online trader in Lam Thao, Phu Tho. Instead of going to the counter like before, I now regularly send save through the banking app.

In my opinion, today’s online form is very convenient for busy people like me. For example, I don’t have to contribute large sums of money to the bank to make a book, but I can pay small amounts from a few hundred thousand to a few million,” said Ms. Hoang Thi Thuong Thuong, Cao Xa commune, Lam Thao district, province. Phu Tho, said.

(Illustration image – Photo: Investment Newspaper)

Users can open a savings book with a small amount, even 50,000 VND. Electronic savings also bring many incentives with higher interest rates from 0.2 – 0.3% compared to normal deposit rates. If it is cash, users can also open a passbook at the automatic deposit machines.

Allowing online savings with small amounts has attracted more savers and has become a new habit after the period affected by the COVID-19 epidemic. In order to promote the habit of online savings, some banks recently even set the interest rate for this form higher than the traditional way up to nearly 1%.

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