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SeABank achieved a profit of more than VND 1,306 billion in the first quarter of 2022

Accordingly, by the end of March 31, 2022, SeABank’s total assets reached VND 231,222 billion, an increase of VND 19,558 billion compared to December 31, 2021. Total deposits reached nearly 125,000 billion VND and total outstanding loans reached more than 145,836 billion VND.

Thanks to continuous improvement and diversification of products and services, SeABank continued to have strong growth in the first quarter of 2022 compared to the same period in 2021, specifically: Consolidated pre-tax profit reached VND 1,306.4 billion , up 87.1%; Total net revenue reached more than 2,322 billion dong, up 61.28%; Net revenue from services reached VND 274.21 billion, up 122.65%.

At the same time, SeABank’s net non-interest income (NOII) also recorded an impressive growth of 126.47%, reaching VND 757.8 billion. Notably, the cost-to-income ratio (CIR) continued to drop sharply to 28.32%, ensuring that it was in line with the Bank’s business orientation.

The bad debt ratio (NPL) remained stable at 1.64%. In the first quarter of 2022, SeABank successfully offered 181,311,631 shares to existing shareholders, completing an increase in charter capital to VND 16,598 billion.

SeABank achieved a profit of more than 1,306 billion dong in the first quarter of 2022 - 1

In January 2022, SeABank officially moved its Head Office to Grade S office building – BRG Tower (198 Tran Quang Khai, Ly Thai To ward, Hoan Kiem, Hanoi).

SeABank’s new head office is located in a prime location in the center of the capital, with convenient and easy transportation and equipped with modern luxurious facilities, and is also an area with many office buildings. high-class rooms and headquarters of many big banks in Vietnam.

In particular, the building is only 450 meters from Hoan Kiem Lake and has a clear view from the lake or the Red River, thereby helping to increase brand recognition and affirm SeABank’s position.

At the new Head Office, SeABank also deployed a safe deposit box rental service for Priority Customers (KHUT) with thousands of Gunnebo safes imported from Germany, with absolute safety with 4 layers of locks. Smart protection and competitive cost in the market.

The investment in quality, modern and advanced facilities promises to create a high-class service to help customers feel completely secure when using safe deposit box services in particular and banking services. in general at SeABank.

In addition, SeABank and the Vietnam Women Entrepreneurs Council (VWEC) signed a cooperation agreement on coordinating the implementation of the “Program to support financial access for female-owned businesses” to implement other activities. Support activities to improve capacity and access to finance for women-owned and women-owned businesses in Vietnam.

This is an opportunity for SeABank to expand its access to female-owned corporate customers, help increase this customer portfolio and make optimal use of the $220 million funding package of the International Finance Corporation (IFC) and international financial institutions for women-owned businesses.

With the outstanding development as well as contributions to the community in recent years, in the first quarter of 2022, SeABank was honored to be awarded many prestigious awards such as: Top 50 most innovative companies in 2022 (The CEO). Views – United States), Bank with typical innovative products and services in 2021 and Typical Bank for the Community (Vietnam Bankers Association), Vietnam Gold Star 2021 (Vietnam Young Entrepreneurs Association), Top 50 Best Enterprises (Vietnam Report), Green Brands in Industry Revolution 4.0 (VCCI).

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