New policies on land and housing that people need to pay attention to
Decree No. 28/2022/ND-CP onloans to support residential land and houses for poor ethnic minority households
Recently, Deputy Prime Minister Le Minh Khai has just signed and promulgated Decree No. 28/2022/ND-CP dated April 26, 2022 on preferential credit policies to implement the National Target Program on economic development. – The society of ethnic minorities and mountainous areas in the period from 2021 to 2030, phase 1: from 2021 to 2025.
The Decree dedicates two chapters with specific provisions on lending to support residential land (Chapter II) and housing (Chapter III). Accordingly, beneficiaries of loans to support residential land and houses include: Poor ethnic minority households; poor households of Kinh ethnic group who reside legally in extremely difficult communes, especially disadvantaged villages in ethnic minority and mountainous areas.
Borrowers must meet the following conditions:
1- Legally residing in the locality and named in the list of households that are entitled to the policy of support for residential land and housing approved by a competent authority.
2- A representative member of a household who is 18 years old or older, has full civil act capacity as prescribed by law.
3- Having a loan plan suitable for the purpose of using the loan.
Customers are entitled to borrow capital to use to cover the cost of acquiring residential land, the cost of building new or repairing or renovating houses.
The loan amount shall be agreed upon by the Bank for Social Policies and the borrower but shall not exceed VND 50 million/household (for residential land support loans), VND 40 million/household (for housing support loans). live).
The loan term is agreed upon by the Bank for Social Policies and the borrower, but the maximum is 15 years. In the first 5 years, customers have not had to pay the principal. Loan interest rate is 3%/year. Overdue debt interest rate is equal to 130% of loan interest rate.
Decision No. 10/2022/QD-TTg on change of land use purpose in some provinces and cities
Deputy Prime Minister Le Van Thanh also signed and promulgated Decision No. 10/2022/QD-TTg stipulating the order and procedures for approving the change of land use purpose for wet rice cultivation with two or more crops. under 500 ha; Special-use forest land, watershed protection forest land under 50 hectares under the authority of the Prime Minister authorized the People’s Councils of 4 provinces and cities: Hai Phong, Thanh Hoa, Nghe An and Can Tho in resolutions approved by the National Assembly. key XV passed.
This Decision stipulates the order and procedures for approving the change of land use purpose within the competence of the Prime Minister to authorize the People’s Council of the province, specifically as follows:
Change of land use purpose for wet rice cultivation with two or more crops with an area of less than 500 hectares in Hai Phong city as prescribed in Clause 1, Article 4 of Resolution No. 35/2021/QH15 dated November 13, 2021 of the National Assembly. festival.
Change of land use purpose for wet rice cultivation with 2 or more crops with an area of less than 500 ha; special-use forest land, watershed protection forest land of less than 50 hectares in Nghe An province specified in Clause 2, Article 4 of Resolution No. 36/2021/QH15 dated November 13, 2021.
Change of land use purpose for wet rice cultivation with 2 or more crops with an area of less than 500 ha; special-use forest land, watershed protection forest land of less than 50 hectares in Thanh Hoa province as prescribed in Clause 2, Article 4 of Resolution No. 37/2021/QH15 dated November 13, 2021.
Change of land use purpose for wet rice cultivation with 2 or more crops with an area of less than 500 ha in Can Tho city as prescribed in Clause 1, Article 4 of Resolution No. 45/2022/QH15 dated January 11, 2022 of the National Assembly. festival.
The decision specifies the conditions for approving the change of land use purpose for the implementation of an investment project:
1- An investment project that needs to change the land use purpose in one of the cases mentioned above.
2- Conform to master plans and plans on land use decided and approved by competent authorities and other relevant plannings in accordance with law.
3- Having been approved for investment according to the provisions of law but the written approval is still valid until the time of proposal; for projects subject to land recovery as prescribed in Clause 3, Article 62 of the Land Law, they must be approved by the People’s Council of the province.
4- Having a plan for afforestation and ensuring that the funding for replacement afforestation is determined in the total investment of the project, for projects that change forest use purposes according to the provisions of the forestry law or a document on fulfillment of responsibility for paying for afforestation for replacement or a plan on using topsoil in accordance with the law on cultivation.
Research on sharing land and population data
This is the content at 123/TB-VPCP 2022 concluding on the implementation of the project on developing the application of data on population and identification of Deputy Prime Minister Vu Duc Dam at the meeting on April 14.
According to the conclusion, the Deputy Prime Minister assigned the Ministry of Natural Resources and Environment to assume the prime responsibility and coordinate with the Ministry of Information and Communications and the Ministry of Public Security to implement:
Research solutions to share data between the Land Database and the National Database on Population in the direction of uniform code management for each land parcel, and at the same time accelerate the provision of public services. online about land according to the requirements of the project.
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