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Husband and wife have 1.6 billion dong, what should they invest?

With the money we have, my wife and I wondered whether to buy an old house or an apartment.

I am 27 years old, my husband is 32 years old, my wife and I have about 1.6 billion VND, in Hanoi. Our income is about 50 million VND per month, plan to have a baby next year. I am currently debating whether to buy a house or an apartment. For my reference, if buying, the old house is about 20 m2, the price is about 2.5 billion VND to 2.7 billion VND; and old apartments cost about 2.2 billion to 2.5 billion.

Before, I also intended to rent to invest, but recently the stock went down and lost a lot, I think it would be better to buy real estate. As for investing in other fields, I have no experience and knowledge. Looking forward to your advice.

Fate

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