How to keep money safe in the account?

Scam tricks surround users

One of the most daring tricks scammers use to get money from users is to forge a police decision, which panics the user and asks for their number. account, password and OTP code. When getting this information, the scammer will transfer all the money in the victim’s account to another place to appropriate.

Only in the first quarter of 2022, Nghe An Provincial Police discovered and arrested 11 cases and 17 subjects committed frauds to appropriate property in cyberspace, seizing tens of billions of dong. In which, the Cybersecurity and Crime Prevention Department using high technology detected and arrested 6 cases and 12 subjects.

Digital trading is a trend and will become more and more popular in the future. (Illustration image – Photo: Investment Newspaper)

Besides threatening and putting pressure on users, another trick of criminals is to lure greed with heavenly benefits.

Quick loan procedure, no need to mortgage, only need to lose 10% of the fee, can borrow up to 1 billion VND…, believe in the invitation of a person claiming to be an employee of a bank in Hanoi, a person women have lost 5 million dong to get a loan of 50 million dong.

“After receiving the fee, the subject cut off contact, called but didn’t answer the phone, texted and didn’t reply,” said Ms. Tran Thi Mai, Thanh Xuan district, Hanoi city.

Similarly, a woman also spent 25 million dong in fees for a self-proclaimed bank employee to get a 500 million dong interest-free loan package.

“I found this loan package to be suitable for my needs, the procedure is simple, the fee is cheap, there is no interest, so I agree to borrow,” said Ms. Nguyen Tuyet Nhung, Dong Da district, Hanoi city. good.

Following the evidence, detectives from the Criminal Police Department of the Ministry of Public Security dismantled a fraud ring led by Le Tu Quang, born in 1992, residing in Thuong Tin district, Hanoi city.

According to the investigation documents, the subject used junk sims, borrowed acquaintances to open bank accounts, made fake documents, impersonated a bank officer, set up Facebook social networking accounts, Zalo, an online loan app… to reach people who need a loan.

To create trust, the subject often directs the victim to fake banking websites, collages photos to receive rewards such as certificates of merit, certificates of merit and achievements at the bank.

According to a representative of the Criminal Police Department, from the beginning of the year until now, the Ministry of Public Security has received over 2,000 fraud cases through cyberspace. In which, cases of impersonating the banking industry account for about 30%. Notably, the form of calling, impersonating a bank website, sending links containing malicious code to steal OTP codes and appropriate property. One of the reasons for this situation is that the victims’ personal information was leaked, so the subjects exploited their weaknesses to stage appropriation scenarios.

More and more sophisticated and complex forms of fraud make users unpredictable. Many users feel worried when a large amount of money in their account may not fly.

Recently, Viettel Security announced the statistics of the first quarter of 2022, showing that every week, up to 100GB of user data is exposed in cyberspace. The number of serious security vulnerabilities is up to 54%.

Both banks and users must protect their accounts together

Digital trading is a trend and will become more and more popular in the future. To ensure the safety of each transaction, which is the responsibility of each user and service provider.

The number of people who own a bank account, ready to participate in online services is growing impressively. (Illustration image – Photo: Investment Newspaper)

The eKYC application uses biometric technology to reduce fraud, which is how some banks authenticate users when they open an account or make a transaction. With the Ministry of Public Security deploying a new chip-based identity card for the entire population, the reliability of this method has increased significantly.

Some other banks have deployed an artificial intelligence-integrated technology system to detect unusual transactions before issuing warnings.

According to cybersecurity experts, when hackers have more and more new tricks, in order to best protect accounts, users – the first link of the system, will have to be awake as well as be able to protect themselves. myself better.

What are the most common forms of impersonation and fraud to appropriate accounts today? What should banks do to protect customers?

The above questions will be answered in the Highlights of the program Financial Flow (May 7) with the participation of Mr. Nguyen Minh Duc, Director of Cyradar Information Security Joint Stock Company. Please watch the video above!

* Invite readers to watch programs broadcast by Vietnam Television on TV Online and VTVGo!