Suddenly getting refund of insurance premiums, many people lose money on credit cards

Ms. VPT (Tan Binh district, Ho Chi Minh City) said, recently she received a call claiming to be an employee of a financial company, informing her that she was refunded the credit card insurance amount of 1.2 million dong. The employee then asked Ms. T. to provide information on the front and back of the card for this employee to compare.

Ms. T caught off guard, because not long ago the company’s staff registered her to buy credit card insurance with the amount of 1.2 million dong. However, she did not bring a card, so she promised to provide card information later. “After that, this person kept calling to send me card information, I found it unusual, so I became suspicious and contacted the above financial company and was informed that this was a new scam,” said Ms. T.

Many people easily give their credit card numbers to strangers without knowing this action can be stolen by thieves – Illustration

But what surprised Ms. T. was that it was not clear why the fraudster knew the exact amount of insurance she had paid was 1.2 million dong? Is your information leaked? “Previously, I also applied for a loan at this company but it was not successful. A few days later, someone called me claiming to work at Tien Phong Bank (TPBank) to offer me a loan. What worries me is that this subject also knows that I have just failed the loan application from the other financial company. The voice of the subject who offered me a loan was the same as that of the person who cheated on the credit card insurance premium refund fraud” – Ms. T. commented.

Also a victim of credit card insurance premium scams, Mr. PPC (District 6, Ho Chi Minh City) said that he is using a card of Vietnam Prosperity Bank (VPBank). credit card worth 1,260,000 VND for a card limit of 30 million VND but not long after that he announced the cancellation of this insurance package. Recently, Mr. C. also received a call informing him that because he has a good credit history, he was supported to pay the insurance premium of 2 million VND. Mr. C. was happy and believed that he was really supported, so he provided the information on the front and the back of the card for this staff to compare before paying the insurance premium for him. “Shortly after that, the remaining amount of 6 million dong in the card was withdrawn. I contacted an officer of the ward police and learned that there was a victim who also lost all money on his credit card because of this new scam,” said Mr. C.

According to information from Ho Chi Minh City Police, over the past time, professional units have discovered many online fraud cases, appropriating bank assets with large amounts of money. Because of many subjective and objective reasons, information about many people’s personal data is exposed and leaked online. Fraudsters use this data and then impersonate a bank employee or a police agency to defraud and appropriate property. One of the popular tactics recorded by the Ho Chi Minh City Police and some people have fallen into the trap is the trick to assist in paying fees and refunding card insurance premiums.

Recently, VPBank has also updated and sent to card customers about a number of new frauds related to credit cards, including scams to support paying credit card insurance premiums or paying premiums for credit cards. Refund of insurance premium. Objects impersonating a bank employee, calling to ask customers to provide credit card information (for example, card number, card expiration date, CVV code, OTP code …) for support in paying insurance fees card insurance (about 2-3 million VND); or enjoy a discount on the credit card link premium that the customer is participating in. If you are gullible and provide the above information to the subject, the consequences will be fraud and appropriation of money in your credit card.

In order to improve the sophisticated tricks of fraudsters and avoid property damage, this bank recommends that you absolutely do not provide card information to anyone, including bank employees. Absolutely do not top up, transfer money to open a credit card, increase card limit or refund card insurance premium. Must verify with the bank before using the recommended services.

(According to Women in HCMC)

Beware of credit card “flying colors”!Cybercriminals use many sophisticated phishing techniques to defraud credit cardholders in online transactions and spending.