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How to withdraw money with CCCD chip card at ATM?

The chip-based Citizen Identity Card (CCCD) has been bringing many benefits to people across the country. Recently, it was reported that a pilot has begun to withdraw cash at banks’ ATMs with CCCD cards. So how to do it?

According to a representative of the National Population Data Center of the Police Department for Administrative Management of Social Order, the Ministry of Public Security has piloted allowing people to withdraw cash with a chip-mounted CCCD at ATMs. of the bank.

Specifically, this procedure is performed as follows:

People prepare CCCD card with chip and go to any ATM of the bank that is piloting to withdraw cash with CCCD chip.

How to withdraw money with CCCD chip card at ATM?  - Photo 1.

Step 1: People put the CCCD card with the chip in the card reader of the ATM by turning the back side (where the chip is attached) and put the chip in the card reader of the ATM.

At the same time, face towards the camera of the ATM to automatically recognize the face.

Step 2: The system will automatically check and compare the information on the CCCD with the chip and the information stored in the banking system without people needing to enter a password.

Step 3: Instead of using a password as the only method of confirming information like today, with the use of a chip-based CCCD, the ATM will scan the customer’s biometrics and the interface screen will display the authentications such as: face authentication, fingerprint… for identification.

Step 4: After confirming that it is the correct cardholder, the ATM will “release” money, people will be able to withdraw money.

In addition, at present, only a few banks take the test to withdraw money from CCCD at ATMs.

Despite the convenience, at present, the withdrawal of money by CCCD card with chip has only been piloted at a number of large banks such as BIDV, Vietcombank, Viettinbank… in the area of ​​​​Ho Chi Minh City. Hanoi and Quang Ninh. Later, it was widely applied in other localities.

Currently, people can withdraw money from their ID card or CCCD at a bank branch. Accordingly, people must bring the original ID card to the bank’s transaction counters for withdrawal procedures if the money is transferred to the ID card/CCCD or when the ATM card is lost.

Here, people will have to fill in their personal information on the withdrawal paper right at the counter and the bankers will make a withdrawal for customers after confirming the signature, personal information on the withdrawal paper as well. as the original ID/CCCD is provided.

https://afamily.vn/lam-sao-de-rut-tien-bang-the-cccd-gan-chip-tai-atm-20220510074920776.chn

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