People who do not withdraw their social insurance once will receive an increase in benefits
The Ministry of Labour, Invalids and Social Affairs plans to submit to the Government and National Assembly the Law on Social Insurance (amended) next year. In which, it will be proposed to increase benefits for employees if they reserve the time to participate in social insurance to enjoy retirement benefits…
The Ministry of Labour, Invalids and Social Affairs is focusing on building a dossier of the Law on Social Insurance (amended) to submit to the Government for approval and submit it to the National Assembly Standing Committee (NA) for inclusion in the 2023 Law and Ordinance Development Program for the National Assembly to consider. meeting at the sixth session of the 15th National Assembly.
Social insurance employees propagate people to join the Vietnam social insurance system. Photo: D.HA
This is the content that the Ministry of Labour, Invalids and Social Affairs has just reported to the National Assembly Social Committee on the sector’s activities in the field of Labour, Invalids and Social Affairs.
Accordingly, the Law on Social Insurance will be revised based on the spirit of Resolution 28 of the Central Committee on reforming social insurance policies.
Specifically, the Law on Social Insurance will concretize appropriate regulations to reduce the status of one-time social insurance benefits in the direction of increasing benefits if the employee reserves the time to participate in social insurance to enjoy the retirement regime, reduce benefits. if you receive one-time social insurance. Amend regulations to encourage employees to participate in social insurance for a longer period of time; reform in policy formulation and implementation in order to strengthen confidence and increase the satisfaction level of participants in the social insurance system.
In addition, the amendment of the Law on Social Insurance is also to enhance compliance, reduce the situation of payment evasion and delay in payment of social insurance. Continue to improve regulations on wages to encourage and attract employees to return to work…
The State will build a multi-tiered social insurance system to create optimal conditions for employees to access and enjoy the benefits of the long-term retirement regime.
Regarding the increasing number of employees enjoying one-time social insurance, Vietnam Social Security also said that before deciding to enjoy one-time social insurance, employees should carefully consider and think about the benefits of enjoying retirement when the working age expires. In particular, in the coming time, the State will amend the Law on Social Insurance, according to which, employees will easily access and enjoy pensions when the conditions for pension enjoyment are in the direction of gradually reducing the minimum number of years of payment of social insurance from 20 years to less than 20 years. 15 years.
“Besides, the State will build a multi-tiered social insurance system to create optimal conditions for employees to access and enjoy the benefits of a long-term retirement regime…” – Vietnam Social Insurance said.
People’s rights when participating in social insurance Regarding pension: Employees are entitled to a monthly pension. The pension rate is not a fixed rate at the time of retirement but is periodically adjusted upwards to ensure value. In the past two years, despite the difficult economic situation of our country, the pension has been adjusted to a general rate of 7.4% from January 1, 2022. This shows that the State’s policy is very interested in the income of pensioners. Regarding health insurance benefits (HI): Retirees are granted a free health insurance card from the time they receive their pension until their death with high benefits (the pensioner’s health insurance rate is 95%, while the Health insurance coverage of participants with household health insurance is 80%). In the old age, the risk of facing illness is higher, so sharing most of the medical examination and treatment costs from the health insurance fund will reduce economic pressure on their families. Regarding the survivorship regime: During the retirement period, unfortunately, the pensioner dies, his/her relatives will be entitled to the survivorship regime including: First, the funeral allowance is equal to 10 times the base salary in the month in which the pensioner dies. Second, a monthly survivorship allowance (the allowance is equal to 50% or 70% of the base salary) or a one-time survivorship allowance. |
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