Life Style

Earn or spend money, you have to learn, not just sitting in the office for 8 hours

Do you think the difference between the poor and the rich is only money? You think the rich are simply rich?

Here is a true story. I have a close friend who came to see me last year and said he wanted to invite me to dinner. The reason is also quite simple, because he has just moved to a job near my workplace with a monthly salary of 20,000 yuan (about 68 million). At that time, I was very happy for him, and at the same time curious as to what he did after 7 years of work to achieve such a high salary.

To answer my question, he said that he works at the construction site, if he is diligent, he can earn more money. After knowing the work he did, I did not feel happy anymore, even a little bit bitter. His so-called 20,000 yuan monthly salary is not the base salary, but depends on the total amount of time and labor achieved. Even a skilled worker, building scaffolding every day is extremely tiring. Working time is more than ten hours a day, even being on duty 24/7 is natural, it’s strange to work for months like this to see people who are not tired and sick.

The difference between the rich: Earn or spend money all have to learn, not just sitting for 8 hours in the office - Photo 1.

Before, I used to do odd jobs, work in shifts, I often turned day and night, after a week, my mind was reeling, and my spirit was extremely poor. I can’t imagine how long Xiao Tian’s work intensity can last my health. What’s even scarier is that if people keep doing this kind of work, your vision is only one square meter from where you work, because repetitive work will paralyze your mind and limit your vision. friend. You think you’re making money, but you’re actually selling off your most precious youth. Besides, when you are old, how do you plan to compare your physical strength with those of young men who have just graduated from school, with a strong body? The saddest thing is that your income may not grow significantly, and you could be unemployed at any time in the future.

Everyone has a dream of getting rich and living a rich life, but in reality, different people show great economic, even worldly, difference. Have you ever noticed that as your income increases, so does your consumption, which is a sore point for the middle class: the higher the income, the harder it is to keep money. .

I have encountered a case like this. I went to dinner with a successful businessman. He has been doing his own business for 3 years, is “rich man” in the eyes of many people, but he lamented to me, saying that his life is too difficult! I thought he was faking it but later on I was able to understand what he was saying. As his income increases, his expenses also increase. For example, buying gifts for girlfriends, car loans, buying houses… makes it hard for him to breathe.

The difference between the rich: Earning or spending money must learn, not just sitting for 8 hours in the office - Photo 2.

When you have money, it is normal to spend lavishly and enjoy life, but be rational, otherwise you will never have money. The way we spend money reflects our stereotypes and values. Our spending habits will ultimately be what shape our daily lives and put it on the trajectory that best matches our income. So, what we need is to change as soon as possible from the status of “workers” to the status of investors. To be able to transform, it is necessary to accumulate finance and knowledge in the first step – work as a hired worker, then live off investment income and financial management. People who really know how to manage money naturally understand life; People who really know how to live can also manage money well. This is the difference between the mindset of a person without money and a person who is rich.

This difference, which in our society is divided into different groups, can be roughly summed up into three classes: the rich, the middle class and the needy. Among them, the rich have become prominent, successful people, attracting a lot of attention, although they are few in number, they control most of the wealth of the whole society and enjoy a material life. which is difficult for ordinary people to achieve. And most of us must be classified in the 3rd class. In addition to admiring the beauty of the rich, one must ask the question: “In the same social conditions, what makes the difference between the rich and those who only have to think, what do the rich rely on to get endless wealth?”

The difference between the rich: Earn or spend money must learn, not just sitting for 8 hours in the office - Photo 3.

In fact, the reason the rich become rich is largely not because they have superhuman talents, nor through affluent family conditions or opportunities, and that is not the so-called arrangement. set of fate, but by one key, that is: They think differently than you. This difference can be summarized into two aspects: one is the different understanding of money and the laws of money, the other is the way money is used. They complement each other and together form the rich people’s unique way of thinking and behaving about money.

The rich believe that “money generates money”, in contrast to the view of “saving to have money”, “exchange labor force to have money”… like the majority of current workers. So, they have a completely new conceptual system of money, they master the laws of how money works, manage money correctly, and they become masters in the financial world. They are good at using a combination of investment tools such as real estate, stocks, bonds… to expand their financial resources and use some tricks in daily living expenses to save money in a way. careful. In short, for them, making money and spending money is all about learning, not sitting 8 hours a day in the office, everyday work is the same as we are today.

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