Withdrawing social insurance once because of temporary difficulties: Long-term regrets

Withdraw 1 time social insurance because of temporary difficulties

In Dien Ban town (Quang Nam province) there are many cases of regret for withdrawing 1 time social insurance. Ms. Bui Thi Thuy Nga (born in 1958, living in block 3, Vinh Dien ward, Dien Ban town, Quang Nam province) shared that in the past, she worked in some businesses with less than 20 years of social insurance payment. .

After retiring, she had temporary difficulties, so she withdrew 1 time social insurance. Now, when she is over 60 years old, she does not have a pension to support her old age. The difficult life after retirement made her regret many times about withdrawing 1 time social insurance.

Ms. Nga shared: “In those days, when the economy was still difficult, after I quit my job, I didn’t have enough years to enjoy my pension, but I didn’t have money to join, so I accepted 1 time social insurance. Now that I’m old, I realize I was wrong.

Now I just want to join voluntary social insurance or go there to enjoy the benefits of the policy. I know it’s a bit late, but I still feel that participation is essential at my age.”

Another very young man also regretted withdrawing 1 time social insurance. That is Mr. Than Thanh Tu, born in 1990, living in block 7A, Dien Nam Dong ward, Dien Ban town.

Mr. Tu shared, recently, he quit working at a business, so he and his colleagues from the same company invited each other to receive social insurance.

“I thought I was simply young and would pay social insurance contributions from other companies later on. But now I know, when I withdraw 1 time social insurance the previous join time cannot be added.

So I started over again. I’m afraid that I won’t pay enough 20 years of social insurance to retire, while the salary is not high, so I won’t be able to enjoy a pension in the future, “said Mr. Tu.

Withdraw 1 time social insurance will lose long-term benefits

Mr. Pham Dinh Tuan Dung, Director of Dien Ban town social insurance shared, many workers expressed regret after withdrawing. 1 time social insurance. However, many people, because of temporary difficulties or think they are young, can continue to participate in social insurance, so they withdraw 1 time social insurance.

According to Mr. Dung, in 2020, Dien Ban town social insurance recorded 2,495 recipients 1 time social insurance with the payment amount of 87 billion VND. In 2021, 2,510 people withdraw 1 time social insurance with a payment amount of 131 billion VND. Particularly in the first quarter of 2022, the participants of social insurance come to receive the procedures 1 time social insurance At Dien Ban town social insurance, there are 574 people with the payment amount of 24 billion dong.

Mr. Dung said, to propagate to the people to understand the long-term damage when withdrawing 1 time social insuranceDien Ban Town Social Security is carrying out solutions such as propaganda on the town’s loudspeaker system, through social networks such as zalo channel, facebook, posters.

At the same time, providing an “open letter” issued by the provincial social insurance agency on the restriction of receiving one-time social insurance at the “one-stop shop”, providing leaflets to propagate the voluntary social insurance policy to employees, etc.

For those who do not participate in compulsory social insurance, specialized management officers provide a list to commune and ward collection agents to mobilize people to participate in voluntary social insurance.

At the social insurance agency, when receiving people who want to receive one-time social insurance, the receiving department provides on-site consultations, and at the same time sends an open letter to propagandize so that participants see that receiving one-time social insurance is an immediate benefit. but will lose the opportunity to receive a pension in old age.

“The procedure for receiving one-time social insurance is very easy, but the loss of benefits is enormous. To receive a pension in old age is a long process and must be patient. So consider before receiving one-time social insurance. so as not to have regrets”, Mr. Dung emphasized.