Built an online altar with a debt that’s not mine

After publishing the article “Haunting debt collection calls”, many people and readers called the newspaper’s hotline to talk about their sorrows and frustrations.

Being in debt even though you don’t borrow money

Many people cannot hide their frustration when personal images and children are “set up an altar” on social network. As a master and researcher, Mr. PHP (SN 1987) always maintains a standard image, rarely posting personal stories on facebook.

One morning, Mr. P. was startled to see his picture sent by some friends. Looking at it, Mr. P. was insecure because not only did he put his puzzle on the coffin, but the bad guy also assigned him a debt of 100 million VND and deliberately did not pay.

Mr. P. contacted the debt collection phone number and received threats: “I warn you, you have to pay the debt to Nguyen Anh Trung, if you don’t pay or don’t ask him to pay, don’t blame me for the next step.”.

After 5 days of trying to explain in vain, Mr. P. went to the police to report it, then he was at peace.

Many victims are brought “on the altar” with debts that are not theirs.

Recently, public opinion has stirred up about a teacher in Thong Nhat district, Dong Nai province taking out a loan with exorbitant interest rates. Due to late payment, teachers, schools and many parents and students have been ridiculed and “sacrificed” on social networks.

This is not an isolated case of headaches because of someone else’s debt. Not long ago, Ms. Nguyen Tran Nhu A (Director of a company with 500 employees, headquarter in Cu Chi district) spent many months solving the problem that some company workers borrowed money through the app, borrowing “credit” black users” outside of society.

Initially, the subjects who brought cars with debt collection information were parked in front of Ms. A’s company and asked her to pay the workers’ debts. Ms. A. let someone explain “whoever borrows that person to pay, can’t claim to go to the police” only received a challenge.

More seriously, the subjects called and texted, causing Ms. A to lose sleep and eat because she constantly read messages that insulted her honor, demanding to spread the news to business partners.

Ms. A. for review, it is known that some workers have borrowed money through the app, but these people have quit their jobs. Since then, she sent a notice to the police asking for intervention, but the new subjects stopped calling.

Borrow through the blooming app

Currently, there are many companies operating in lending and applying for business licenses to operate in this field. On facebook, just click on the link of a loan application and immediately dozens of similar loan applications will appear continuously on the user’s phone.

The lending network through the app is widely covered, blooming like mushrooms after the rain on Youtube, Facebook, Zalo, Tik Tok… like a matrix.

Many companies have taken advantage of people’s ignorance to operate illegally, for wrong business purposes, use the trick of quick disbursement with low interest rates, do not need to meet, do not know the home address to bring them in. financial trap.

Besides, according to Ho Chi Minh City Police, many foreign subjects collude with domestic people to set up lending and non-banking credit companies to lend via the app. Just download the pressure, enter information, download the citizen ID, portrait photo, within 60 minutes, the borrower will receive the money.

Unlike the original commitment, when receiving the money, the borrower will be deducted interest for the whole month in the loan amount. When the debt is due, if the lender does not pay enough money, the lender will continue to refer the borrower through another loan application of the same network to borrow money to repay the loan. Just like that, the debt spiral continues to surround users.

Faced with this situation, the Ho Chi Minh City Police have directed professional departments, Thu Duc City Public Security, district and district police to organize the implementation of professional measures, strengthen the State management of network security, focus Centralize control, detect and handle individuals and organizations that post information related to advertising, instructing, inviting and enticing borrowers through the app.

At the same time, it is recommended that competent agencies prevent and remove websites and applications related to illegal lending activities and violations of the law on cyberspace with companies, offices and individuals. operate in the area Ho Chi Minh City.

The police recommend that people, when detecting money-lending apps with high interest rates, immediately notify the nearest police agency for handling.

According to the Workers