The “black credit” line has just been dismantled by the Hanoi Police, how did it terrorize the debtor?

Regarding the line of high interest loans and debt collection in the form of “black credit” that has just been dismantled by the Criminal Police Department – Hanoi City Police in coordination with the Criminal Police Department, on May 26, the agency The investigating police officer issued an urgent arrest warrant for 7 subjects for the act of “Lending heavy interest in civil transactions”.

Subjects include: Nguyen Quang Vu (born 1987, residing in Ngoc Thuy ward, Long Bien district, Hanoi), Deputy Director, on behalf of the head of foreigners, managing and operating the company’s lending in Vietnam Vietnam; Tran Thi Thu Huyen (SN 1993, residing in Song Cong city, Thai Nguyen province), doing the company’s external duties and looking for customers who have demand for debt collection; Tran Ba ​​Phan (born in 1990, residing in Tan Trieu commune, Thanh Tri district, Hanoi), directly assisting and translating for foreign leaders, and was assigned to establish 2 subsidiaries to serve the lending of heavy interest and debt collection of the general company under the direction and management of foreigners;

Phan Duc Dien (SN 1991, resident in Tay Ho district, Hanoi), customer service officer, checks the disbursement amount and the amount collected between the company and the partner who is an intermediary payment company under the supervision of the company. direction of Vu; Nguyen Trong Bang (SN 1988, residing in Bach Dang ward, Hai Ba Trung district, Hanoi), the internal accountant is assigned to go directly to the bank to withdraw cash from the subsidiary’s bank account, transfer a part will be transferred to the general company to maintain operations, the rest will be transferred to the account of the foreign leader; Bui Thi Nhu Hoa (born in 1975, residing in Quan Hoa ward, Cau Giay district, Hanoi), Chief accountant of a general company and a subsidiary; Zhang Min (SN 1986, Chinese nationality, currently residing in Ngoc Khanh ward, Ba Dinh, Hanoi), manages the debt collection and reminder department of the company.

Previously, as reported, the Criminal Police Department of the Hanoi Police Department coordinated with the Criminal Police Department – the Ministry of Public Security and the professional divisions of the City Public Security to dismantle a line of organizations lending interest. through the apps “cashvn”, “vaynhanhpro” and “ovay” in 3 provinces and cities including: Hanoi, Thai Nguyen and Vinh Phuc.

The tricks of the subjects are to run ads on social networks, invite customers who want to borrow money through the above apps, mortgage with personal photos with personal information, background and phone book.

If the customer is unable to pay, in addition to “terrorizing” the debtor’s spirit, they also attack the victim’s friends and relatives through the phone book provided by the customer before. Even though many people are not related, they are also “terrorized” by cutting “hot” photos and then posting them on social networks to smear their honor and pressure to demand money.

There have been nearly 1 million loan accounts through this line’s apps and the amount of money they disbursed for loans is nearly 1,000 billion VND, earning illegal profits of nearly 500 billion VND.

For example, Mr. Q, lives in Cau Giay district. Mr. Q has never taken out a loan through any app, but he is still suddenly threatened by the objects in the line to call and threaten to collect the debt. Because Mr. Q is not related to the loan application through the app, he resolutely refused to pay, immediately the subjects switched to “terrorizing” Mr. Q’s friends and relatives by texting, calling threateningly, or accessing to their Facebook to curse.

They even cut, collaged photos posted on social networks to smear the honor of the debtor, or the debtor’s relatives and friends, exerting direct pressure to demand money.

Another victim who was asked by “terrorists” to collect a debt said that a friend of hers borrowed money but couldn’t claim it, so they turned to her to text her to curse, threaten, and demand money. Subjects widely posted pictures of her with related information on social networks, even threatening to send the above pictures to her workplace, causing her to have a mental breakdown.

According to the testimonies, customers who want to get a loan need to download the app, provide personal information, take a photo of the hand holding the identity card or citizen’s identity, and provide the phone number associated with their child’s contacts. in debt. After successful appraisal, customers will be disbursed immediately.

The amount of interest will be cut off by the finance company as soon as the money is disbursed to the customer. If the debt is not paid, the interest will be multiplied by the day, the parent’s interest rate will be up to 2.190%/year.

In case the customer fails to pay, the subordinates in charge of arrears will find enough tricks to “attack” the debtor as well as their friends and relatives, seriously infringing on the individual’s life. as well as social order and safety. Currently, the police agency is continuing to investigate and expand, to handle the “black credit” line through the above app.

According to cand.com.vn