Stocks fluctuate, investors “turn the wheel” to real estate to serve real needs

The shift of investment channels to real estate to serve real housing needs

In mid-May 2022, the stock market continued to witness a sad ending when a series of stocks suddenly plummeted, causing many investors to stumble, including new investors (F0).

Ms. T. Thuy (42 years old, HCMC) had to hug “bitter fruit” when the VN-Index officially lost the milestone of 1,200 points, down to 146.5 points in just one week – the strongest drop in history. This is also the first time that VN-Index has fallen below 1,200 points after more than 13 months, and at the same time has decreased for 6 consecutive weeks, the longest in more than 10 years.

Along with that, gold – the leading defensive investment channel in the financial market also fluctuated continuously following the plunge of the world gold price. According to experts, it is difficult for gold prices to rise in the near future because of rising interest rates and the dollar.

Meanwhile, with real estate, the State Bank also constantly requires strict control of credit grants for real estate business, especially in the high-end real estate, resort and speculative real estate segments. The reason is that these real estate products are high-risk, easily falling into a state of “standstill” due to the supply-demand mismatch, leading to a wave of asset selling and the bursting of the real estate bubble.

However, the real estate market still has bright spots for investors. Nguyen Quoc Hung, General Secretary of the Banking Association – former Director of Credit Policy Department (SBV) said that the capital demand of the real estate market is very high, so capital inflows into this sector need to be regulated. to be reasonable. For the new speculative real estate segment, which is limited, the demand for loans to meet people’s accommodation as well as the ongoing projects with full legality is clearly still being loaned by the bank.

On the other hand, according to a representative of An Gia Real Estate Group, the residential real estate segment aimed at real needs is the segment with a high proportion of buyers in the real estate market with easy-to-own prices and guaranteed quality. Not to mention, the average price increase margin of the apartment segment has always been stable at 8-10%/year thanks to the promotion of infrastructure investment. Therefore, whether the economy goes up or down, the demand for settlement is always very high, especially in the current “golden population” period with a huge number of potential customers and lasting 20-30 years.

Experts also said that the capital market will continue to witness a shift from the investment channel of securities, gold to real estate, with the top priority being products that meet real needs in potential locations. power.

Isolated townhouse “attracts guests”

The latest report of Batdongsan.com.vn recorded the opposite movements of real estate types. While the demand for most types of real estate tends to decrease, the villa and townhouse segment recorded an average increase of 7% in interest nationwide in April only.

Explaining the “attractiveness” of townhouses, experts say that with information on inflation, real estate buyers now prioritize products that serve real housing needs, have good liquidity and high demand. buy, sell, rent high. On the other hand, since Covid-19, investor psychology has tended to look for self-contained and safe housing products in isolated areas (compounds) to help protect the health of themselves and their families.

Worth mentioning, many provinces and cities have a strong increase in searches for this type of property thanks to the “soft” price threshold of real estate and a large infrastructure push, complete connection to Ho Chi Minh City. However, the market is running out of supply of compound townhouses, and people who have demand cannot buy it. Not to mention, the selling price was recorded to increase significantly in many localities.

In Binh Duong, The Standard is an attractive project for buyers thanks to its closed and synchronous planning, meeting the real needs of experts and senior engineers.

According to investor An Gia, compared to the type of apartment with the scale of thousands of units or the product line of townhouses adjacent to the noisy outside space, the obvious advantage of The Standard is the management of the isolated area. Good management of security and isolation from the outside. On the other hand, as a mainland real estate, the compound product line still benefits in terms of value, even higher than other real estate segments thanks to the growth in land prices.

“With The Standard, we not only pioneered the development of housing projects in the model of a compound area in Binh Duong market, specifically Tan Uyen, but also reaffirmed a new standard of living, suitable for the income class. Foreign experts and engineers are living and working in the locality. On the other hand, in the face of worries about rising inflation, the isolated area of ​​The Standard also preserves value, protects health, and increases real estate value over time,” said An Gia’s representative.

It can be said that the absence of this high-end real estate line is creating an attractive “gap” for businesses both at home and abroad. After a period of strong development in the affordable apartment segment, the Binh Duong market promises to continue to mature with the appearance of more advanced product lines. These will be products that meet real needs, developed according to a new quality of life standard, equivalent to a fully-furnished, modern living experience in Ho Chi Minh City.

Vinh Phu