Ho Chi Minh City wants to increase penalties with ‘black credit’
Given that the “black credit” profits are too great while the prison sentence of 6 months to 3 years is not enough of a deterrent, the city proposes to increase the penalty for lending heavy interest.
This proposal has just been sent by the People’s Committee of Ho Chi Minh City to the Ministry of Public Security with the results of three years of fighting “black credit” crimes. According to the city government, the highest penalty for loan sharking, currently only three years in prison, is too light, violators have a mentality of disregarding the law, causing many consequences for society. The Ministry of Public Security needs to propose to the National Assembly to consider, amend and supplement the provisions of Article 201 of the Penal Code on crime. Lending heavy interest in civil transactions towards increased penalties.
The report of the City People’s Committee stated that the debt collection service was banned from operation From January 1, 2021, many businesses are still hiding under security companies, providing legal advice, buying and selling debt… from there to collect debt by different tricks. Crime “black credit” gradually turned to using high technology, breaking the law online.
The house of a resident in Ho Chi Minh City was painted over because a relative borrowed a black credit. Image: Nhat Vy
However, the identification of social network account numbers, the prevention of bank accounts, the number of unauthorized phone subscribers, and the control of phone applications and lending-related websites are still limited. The detection, investigation and handling of high-interest loans online and through mobile applications still have many problems.
Besides, after a drastic time, the handling of “black credit” crimes in some units has shown signs of slackening, not often, the ideology of abandonment and considering this as a separate task of the police force. . Some departments and branches have not actively handled business establishments that hide and disguise themselves to operate “black credit”, the number of inter-sectoral inspections of pawnbrokers and financial businesses is still small.
Ho Chi Minh City predicts the future, with economic difficulties, people continue to have a need for loans and seek “black credit”. Lending money through the app will be more complicated because foreigners invest capital in variable loan services. The city proposed the State Bank to coordinate with ministries, branches and the Provincial People’s Committee to solve social security after Covid-19 so that people do not seek “black credit”.
According to the report, in the past three years, the city has inspected and inspected nearly 1,300 times of business establishments related to usury and detected 173 violations and administratively sanctioned 131 people.
From April 15, 2019 to April 14, 2022, the city received and detected 381 cases related to “black credit”. In which, 112 cases were prosecuted with 268 defendants; The most prosecuted act, accounting for 25%, is intentionally causing injury with 28 cases. The police also recorded more than 1,300 times of dumping dirt and waste due to conflicts from usury…
Thai Anh
at Blogtuan.info – Source: vnexpress.net – Read the original article here
