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5 steps to register online health insurance premium deduction

Previously, the online household health insurance (HI) card renewal on the national public service portal did not have the feature of self-deducting the payment reduction for the second family member onwards, but charged 100%. as the first person’s premium.

5 steps to register online health insurance premium deduction - 1

Illustrations

Recently, Vietnam Social Insurance issued Decision 1187/QD-BHXH on the process of reducing the premium rate in the renewal of health insurance cards by household on the Public Service Portal.

Specifically, the process of deducting premiums in the renewal of household health insurance cards on the Public Service Portal includes the following 5 steps:

Step 1: Declare your profile

The declarer chooses to make the declaration on the National Public Service Portal or on the Social Insurance Public Service Portal (If declaring on the National Public Service Portal, the system will automatically navigate to the National Public Service Portal). social insurance) and make a full declaration of information fields, including:

Information of Head of Household: Full name, date of birth; sex; personal identification number;

List of members with the same permanent residence registration or the same temporary residence registration request for renewal of the health insurance card according to the household: health insurance card number, full name, date of birth, gender, relationship with the head of household , the number of months to request an extension.

Step 2: Order of processing online application

After fully declaring information, the software system automatically checks, compares and authenticates the information of household members who have the same permanent residence registration or the same temporary residence registration with the National Database. About Population:

In case the software system verifies information that members of the National Population Database do not have the same permanent residence registration or the same temporary residence registration, a notice will be sent to the declarant:

“Members who declare that they do not have the same permanent address or the same temporary residence address in the National Population Database, please contact the local police office directly for updated instructions. , adjust the information of the residence of the members”.

In case the software system verifies information that members of the National Database of Population have the same permanent residence registration or the same temporary residence registration, it will automatically:

+ Verify the health insurance participation status of each member in the Vietnam Social Insurance Database;

+ Determine the exact amount to be paid by each household member in order of reduction of the household health insurance premium (apply according to current regulations of the Law on Health Insurance) to notify the declarant of the required amount. submitted online on the Public Service Portal.

Note: there is a detailed amount of each health insurance card number corresponding to the renewal time of each card.

Step 3: Pay online on the Public Service Portal

The declarant makes online payment on the notice of payable amount according to the instructions.

Step 4: Allocate money in the Social Insurance Agency System

After receiving the declarant’s payment from the banking system, the software system automatically performs the following tasks: Compare the bank’s money transfer documents with the card renewal information;

Automatically allocate the amount, automatically update the collection, automatically renew the use value of the health insurance card at the social insurance agency (where the insured person participates before renewing).

Step 5: Return the results to the declarant

After successful payment, the software system notifies the declarant:

Receipt of payment.

Announce the successful renewal result of each participant: “Participants continue to use the health insurance card (issued) to seek medical care from the date of receipt of this notice”.

The household health insurance premium in 2022 is regulated as follows: The first person pays 4.5% of the base salary; the second, third and fourth persons shall pay 70%, 60%, and 50% of the premiums of the first person, respectively; from the fifth person onward, pay 40% of the contribution rate of the first person.

Currently, the base salary is 1,490,000 VND/month.

Therefore, the 2022 household health insurance premium payment rate is as follows:

The first person: 67,050 VND/month (804,600 VND/year)

Second person: 46,935 VND/month (563,220 VND/year)

The third person: 40,230 VND/month (482,760 VND/year)

Fourth person: 33,525 VND/month (402,300 VND/year)

Fifth person onwards: 26,820 VND/month (321,840 VND/year)

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