30 years old with a debt of 500 million VND

I am 30 years old, graduated from university in 2015 then worked as a salesman for a veterinary drug company. At that time, I went to work with a very high salary, up to 15 million VND per month, but I was just greedy, I could spend any money, sometimes when I exceeded it, I had a negative amount of money, I had to borrow more to pay for it. do. Working for almost a year, I was promoted to regional manager. Being promoted means higher salary but also a lot of pressure, so at the end of 2017 I quit my job, the same year I got married because my wife was pregnant.

I had a brain tumor that required surgery, fortunately the tumor was benign. The disease was cured but also left sequelae, whenever the weather or stress was high, I often had a seizure. I rested for nearly two years, then I had only 2.5 million VND in hand, trading in veterinary drugs and animal feed. Business prospered, I borrowed another 200 million dong from the bank to invest in business. Before that, I had a pre-existing relationship when doing sales, so many customers supported me. I pour wholesale for all agents.

>> Debt at the age of 30 because I want to make money fast

As it happened, the stock (chicken, swan, duck, quail) was not enough to supply the wholesalers. I found termites online for a bit cheaper, collaborated with a supplier. I found it to be a business, so I did not research the source carefully, was cheated by the second supplier with a non-standard seed source. I have to spend 200 million dong to compensate the wholesalers to keep the credibility. At that time, I didn’t have money, so I borrowed 200 million VND from outside, the interest rate was high. Epidemic occurred, business was difficult, I “collapsed”, stopped doing business midway, continued to work as sales for other drug companies to pay debts. The amount of interest is much monthly, I can’t pay any more principal.

Bored, I borrowed from this place to beat that place, now I owe 500 million dong. My family’s situation was not rich, I wanted to get out of poverty, so I went to work, now I am too exhausted. Can anyone give me advice?

King