The more difficult it is, the more I want to join voluntary social insurance to “insurance” for old age

Join the policy propaganda session Voluntary social insurance On May 31, Ms. Tran Thi Hien (born in 1969, a resident of Buoi Roi village) paid immediately to participate. Voluntary social insurance.

Ms. Hien shared, she is a farmer, her income is not high. Her husband had a stroke, so he lost his ability to work, and the family was in trouble. Fortunately, she still has a small business, so she also has money in and out of the field.

“Now I still have the strength to work, so I don’t have anything to worry about. But when I’m sick, I can’t work anymore, I don’t know how to live.

Be informed about the policy Voluntary social insuranceI think if I save now, close Voluntary social insurance there will be a pension, old age will be less worried. Therefore, I did not hesitate to participate Voluntary social insurance right away,” said Ms. Hien.

Mrs. Hien chose to pay 330,000 VND/month, after being deducted, she only has to pay 297,000 VND/month, 15 million within the next 5 years. After that, she will pay 1 time for 10 years, when she is nearly 60 years old, she will receive her pension immediately.

“With this contribution, every day I save more than 10,000 VND, no matter how difficult it is, I can still save. After 15 years, when my health is weak, I have both a pension and a free card. Health insurance, will have money to live, free medical examination. My old age life will no longer have to worry, “Ms. Hien shared.

At the Conference, Mr. Vo Hoai Bac (54 years old, residing in Buoi Roi village) also chose to pay Voluntary social insurance for himself and his wife for 5 consecutive years with the payment of 297,000 VND/month.

He withdrew his savings to close Voluntary social insurance for myself and my wife. His two children when they heard that their parents were participating Voluntary social insurance also contributed a part to help parents.

“After this, every day save 20,000 VND, do not pay Voluntary social insurance You can’t spend it on anything big, while you close Voluntary social insurance ensure that the old age has a backing,” said Mr. Bac.

Raise plastic pigs to participate Voluntary social insurance

Tuong Thi Hoa (31 years old) and her husband have been participating in voluntary social insurance for 4 years. Ms. Hoa said that her family opened a small grocery store with low income. However, when being propagated about the voluntary social insurance policy, she and her husband both felt “infatuated”.

Due to difficulties, she only paid the lowest rate. At the time she paid, the poverty line was only 700,000 VND, so she paid more than 140,000 VND per month after being deducted.

“Every day, the couple give up 50-10,000 VND pig so that at the end of the month, they will “slaughter” the pig to get money to pay voluntary social insurance. Every day, the couple focuses on raising pigs, together towards a peaceful life when they are old. Although there is little money, sometimes it is difficult, it takes a lot of determination to not withdraw money from pigs to spend.

Now, when the poverty line rises to 1.5 million dong, we have to pay 297,000 dong/month, the savings amount has to be doubled. We understand that the more we pay, the more we get, so the more determined the couple is,” said Hoa with a smile.

Right at the propaganda conference, many people in Buoi Roi village decided to pay to participate in voluntary social insurance right away. Right at the propaganda session at the Cultural House of Buoi Roi village with 39 people attending, 25 people registered to participate in voluntary social insurance.

Mr. Nguyen Ngoc Lanh, Vice Chairman of Quang Hop Commune People’s Committee, said that as the most difficult commune in the district, over 90% of the people in the commune work in agriculture. Many people work as hired workers with unstable and unstable income, so the implementation of social insurance and health insurance policies is always paid special attention by local authorities to ensure sustainable social security in the area.

The Commune People’s Committee regularly coordinates with the district social insurance agency and mass organizations in propagating and mobilizing people and employees to participate in these policies. Especially, from 2021, the commune is no longer on the list of extremely difficult communes, so people are no longer supported to participate in health insurance; At the same time, the increase in social insurance contributions due to the change in the poverty line will increase this work, bringing positive results.

“If in 2020, the whole commune has only 28 people participating in voluntary social insurance, by 2021, this number will increase more than 10 times to 238 people and in the first 5 months of 2022, it will continue to increase”, Mr. Lanh shared.

Regarding the situation of participating in voluntary social insurance throughout the district, Mr. Doan Quoc Tranh, director of Quang Trach district social insurance agency also said that most people in the district face difficulties. However, that does not prevent people from enthusiastically learning about voluntary social insurance policies.
“More and more farmers who understand the policy of voluntary social insurance are happy to join voluntary social insurance like many people in Buoi Roi village. Every week, the district social insurance agency coordinates with the commune authorities and associations. can organize from 2 to 3 propaganda conferences in residential areas.

This is the most effective solution because people can exchange and answer questions and concerns directly and quickly; Besides, people are also created conditions to participate and receive social insurance books right at the conference. On average, at each conference, 40-50% of attendees decide to join voluntary social insurance right away,” Mr. Tranh shared.

However, according to Mr. Tranh, in the recent Covid-19 epidemic, due to difficult life, many people came to apply for a one-time social insurance withdrawal. Social insurance has made efforts to keep people stay.

In addition, the increase of the poverty line from 700,000 VND/month to 1.5 million VND/month, causing the voluntary social insurance premium to double from more than 150,000 VND/month to more than 300,000 VND/month, also making many people worry that it is not enough. payment money.

However, after it was explained that if the contribution rate increases, the later pension benefit will also increase, many people have tried to arrange to continue participating in voluntary social insurance.

“When a person comes to ask for a one-time social insurance withdrawal, we will send an official to meet, share and understand the reasons why people want to withdraw one-time social insurance. If life is difficult, we encourage them to try, reserves the results of paying social insurance contributions for 1 year to manage. If we do not understand the policy clearly, we will continue to answer questions and strengthen their trust”, Mr. Tranh shared.