Be careful “trap” to buy goods on installments
Many students in Can Tho City are being “burdened” of debt by signing and signing installment purchase documents. Photo: CACC
Suddenly in debt
Mr. Tran Ly (Cau Giay district, Hanoi) is very upset on social networking forums when he encounters many problems after buying the phone in installments with 0% interest.
According to Mr. Tran Ly, when completing the installment purchase procedure, even though he had already paid 3 months before the due date, after a while he still had to face a series of other “terrible” expenses behind it.
Tran Ly shared: “Even though I paid all the fees ahead of time, a while later the store’s staff called and asked me to pay more money to support the COVID-19 epidemic. When buying the product, I have paid 50% of the product value in advance, but the procedure is very complicated, the rest will be paid in installments within 6 months to 1 year, respectively. In particular, during the monthly installment payment process, if you pay late, you will be fined from 100,000 to 300,000 VND.
Thanks to his name to buy the laptop in installments with 0% interest, a facebook account named Tran Trung said that at first, he also thought that simply by signing his name, he would receive a commission, the rest of the procedure, documents, the real buyer will have to take care. However, only a short time later, he suddenly received calls and messages from the bank to collect debt, then he discovered that he had been cheated.
“Recently, I have read on the Internet that many places are advertising to recruit collaborators to run sales. Accordingly, this work is very simple, just in the name of the buyer will receive a commission with a value of about 10-15% of the product. However, after a while, I received a series of calls from a financial company saying that I was late for payment, the total amount to be paid was 28 million VND” – Ms. Tran Thi Hoa (Thanh Xuan district, Hanoi). Hanoi) shared on the forum.
Easy to get caught in the “trap”
Recently, the police of Ninh Kieu district, Can Tho city have received a source of criminal denunciation about the act of “fraud to appropriate property”.
According to reflection, from 2020 up to now, there are hundreds of students studying at colleges and universities in Can Tho city who have owed money from 10 to 60 million VND/person and were lured into signing their names. Loan documents for installment purchase of mobile phones and laptops with simple procedures.
Specifically, from the year 2020, a person named Truong Quang Anh Duc (22 years old, living in Cai Rang district) took the initiative to find and introduce himself running sales for the store.
Duc said that due to a lack of sales, he asked students to pretend to be customers to register to buy the store’s products for Germany to meet the quota. Each student file will receive 400,000 VND and the approved installment application will be canceled by the system after 2 days.
Receiving information, Major General Nguyen Van Thuan – Director of Can Tho City Police also directed professional units and Ninh Kieu District Police to verify.
However, the German subject had fled the locality, so the police mobilized his family to call on Duc to surrender.
Initially, Germany admitted to having scammed hundreds of students in Can Tho city with an amount of about 4 billion VND.
Talking to Lao Dong, Lawyer Nguyen Duc Toan – Director of Vimax Asia Law Firm – said that now, many people buy goods on installments because they do not carefully read the legal constraints under the signed contract. take risks and bear great consequences.
Buyers in the form of installment payment should carefully check their information and obligations to see if they are bound by a third party to avoid the situation that organizations and installment sales companies operate under the guise of a third party. Multi-level methods take advantage of trust to make profit” – Lawyer Nguyen Duc Toan added.
(According to Labor)
at Blogtuan.info – Source: vietnamnet.vn – Read the original article here
