On the morning of June 9, explaining more about the issues raised by delegates during the questioning session on the banking sector, Deputy Prime Minister Le Minh Khai said that in the coming time, inflationary pressure will increase due to high prices. Both commodities and raw materials increased, especially gasoline prices.
The Government will continue to closely follow the Resolutions of the National Assembly, closely monitor developments in the domestic and international situation to continue to actively, flexibly and synchronously administer monetary policy tools to control inflation. development according to the set targets, stabilizing the money and foreign exchange markets. The Government encourages credit institutions to continue to reduce operating costs to strive to reduce lending interest rates; effectively implement interest rate support policies for enterprises, cooperatives and business households.
Regarding the comments of the National Assembly deputies related to the credit room, the Deputy Prime Minister asked the State Bank to study the conditions and standards for uniform application, avoiding administrative imposition.
Regarding the restructuring of the weak system of credit institutions and banks, Deputy Prime Minister Le Minh Khai said that after reporting to the Politburo, the Prime Minister issued Decision No. 689/QD-TTg, on June 8, 2022, approving the Scheme to restructure the system of credit institutions associated with bad debt settlement in the 2021-2025 period.
As for the handling of weak banks, the Deputy Prime Minister said that up to now, the Government has reported and received comments from the Politburo on the policy of handling 4 weak commercial banks. Based on the opinion of the Politburo, the Government directed the State Bank to urgently develop a specific plan and submit it to competent authorities for approval for implementation in the near future.
With real estate credit, the Deputy Prime Minister said that for projects and loan options in the real estate sector, it is feasible and liquid, and customers are able to repay the loan in full and correctly. term, continue to provide credit in accordance with regulations.
However, Mr. Le Minh Khai also noted that it is necessary to check whether the loan in the past time is guaranteed to meet the standards, conditions and regulations or not.
“If it’s not done right, it must be adjusted properly. If it’s done right, continue to do it, not tighten credit in this area. Therefore, for effective projects and programs, continue to lend and provide capital to ensure operations and meet the development of the economy,” said Mr. Le Minh Khai.
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