Hard salary 8 million, buy car 800 million after 4 years: While people drink Starbucks, Phuc Long, milk tea
If the stories of young people buying houses have made you… stress why people are so good, now “people” not only buy houses but also buy cars. From the reason, to how to make money, to solve financial problems when buying a car… of young people is also very interesting, and of course comes with a lot of admiration.
Here is the story of buying the first car of Nguyen Ngoc Tai – born in 1996, currently working as a Senior Creative at a media company. Tai has just bought a Mazda 3, priced at 780 million. Let’s see what the single guy has to say about buying his first car.
Hi Tai,
People often buy a house and then buy a car, what about you, why do you buy a car?
My whole family is in Hanoi, currently I live with my parents. Buying a car is a basic necessity, moving. In terms of society, in the next few years, vehicles will gradually decrease such as motorbikes and then switch to public transport and cars.
Second is family life. As I see it, young parents, young parents, well-off families, families who have had a car since you were young, it is very normal to buy a car. As for me, the house is not too much, until now 26 years old, the family still doesn’t have a car, so the dream of having a car is a motivation that makes me want to own one.
But do you think living with your parents in Hanoi is an advantage over others, like the pressure to buy a house – so it’s easier for you to buy a car?
I don’t think it’s an advantage, it’s a choice. DRAWEverything needs to be bought, just buy what first, what I like. For example, if I am renting a house, and I like a car, I will still buy a car first and then buy a house later. Or conversely, now, after buying a car, I start to set a goal to buy a house for myself.
How to earn 8 million to buy a car of nearly 800 million, Tai?
It took me about 4 years to buy a car. WOMENAs everyone knows, in general, from the early years of starting an agency until now, the salary is still only about 8-12 million.
But I’m the type of person to go to work. OLDthere are times when I have to make the most of my time, After working at the company at 6pm, I calculated that I could go home, have dinner and do personal hygiene in just 1 hour. After that, I started sitting right on my laptop to work until 1-2 hours late. Then go to bed and repeat every day.
Usually, I will take on branding jobs for new brands that start up on the social network and do about 4 brands at a time like that.
Agree that diversification will help increase income, but it is still how you manage the money you have, right?
(Laugh)
Know how to choose: People who work in the office, especially Gen Z at the agency in the morning, can’t be without Starbucks, Phuc Long, milk tea,… but my favorite drink every morning is only 1 pill. vitamin C effervescent.
We foolishly find a secluded place: Instead of gathering friends on weekends, going to clubs, going to bars costing millions of dollars every night, I choose to stay at home, ride a bike, and go to the gym. Also save a good amount of money and be healthy too.
If you pay attention, the spending of the output will lose a lot if you don’t know how to control it. Saving sounds profound, but it’s really all about the activities that revolve around it. Plus I’m an introvert so I rarely go out, every night I just stay at home and watch netflix (and share 65k a month) which seems to save a lot.
This is also a tip for you if you want to be the most original, not very new, but it is important that you do it.
So how does Tai connect with friends and colleagues when he rarely goes out, and also limits gatherings?
This is also a bit personal. I also have good networking, connectivity, relationships… But I’m an introvert. Regarding work, I maintain connections with professionalism and competence. Stealing before now, all jobs find themselves. As for friends, I confess that I also have a loss, but I accept it.
Why did you decide to pay off the 780 million car? For others, maybe they will pay in installments, then use the rest of the cash to invest something to make money?
Industrious compensating smart it! I am not too knowledgeable about finance, investment or business. I choose the most primitive way that is saving. I just kept going to work, doing a lot. Although it’s a bit long and a little slower than everyone else, but it will come and go, I can finally buy a car at the age of 26.
I am also a safe person, afraid of risks. In addition, the interest installment fee is as high as 10-12%. It feels good to listen to installment payments, but only for people who cannot afford it, so they have to accept it.
Many people think that a car is a liability, buying it will make a loss, what do you think? Have you calculated the costs of using the car yet, it’s also quite expensive, right?
A person who is not knowledgeable about investment like me… doesn’t care about this (laughs). As for the cost of use, I have taken it into account. With my current income, I can confidently “feed” and enjoy the car.
This cool guy is single!
Using smart money, in Tai’s opinion, what will be?
For me, it’s to make myself feel happy and comfortable, never fall into a state of too much pressure, lack, for example, I don’t have enough money, but trying to buy a car makes me limited. The rest is up to what each person needs. I belong to the team that earns money and spends it properly, but I haven’t let money make money. Well, actually, the money I earn to deposit in the bank is also 6-7% interest (laughs).
Thanks Tai for sharing.
at Blogtuan.info – Source: Kenh14.Vn – Read the original article here
