Buying a house absolutely avoid these types, no matter how cheap you are, don’t be greedy
Looking back over the past ten years, housing prices can be said to be always in a state of high rise. A lot of people seeing business opportunities entered the real estate market and made a lot of money investing. Driven by investors, housing prices have become “thunderbolts” for those who only need housing, many city dwellers struggle and long to own a house just to serve their needs. serve the needs of themselves and their families.
Rising house prices create problems with down payment, they can only put aside the idea and choose to wait until they find a house with a relatively cheap price.
However, these relatively priced houses will temporarily be difficult to see defects, but contain many dangers. In China, experienced people all give advice “don’t buy” when many people accept to buy houses like the following because of the price.
The first, house is too old. Mortgage or bankers will consider the “age” of the home, in general, the age of the house must be no more than 20 years. Some banks can extend this time to 25 years, however, some strictly audited banks will ask for less than 15 years. If the age of the house is too old, the bank will reduce the loan amount in the mild case, or directly refuse the loan in the worst case. In addition, if the home is too old, the reasons for it to be more difficult to sell in the future increase.
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Monday, housing in an area where traffic is not convenient. Whether traveling is convenient or not is a factor that people must consider when buying or renting a house. If the house is located in an area where traffic is not convenient, even if you have to take a bus, it still takes about 1 or 2 hours to get to work, you should not decide to buy. This type of house is even more difficult to do business on your own or to rent out. Therefore, when buying a house, the location factor should also be the top evaluation factor.
Tuesday, The houses have unreasonable planning around. Due to the limited land fund in urban areas, many new buildings have been built in the suburbs in many cities. If the surrounding planning of the house you want to buy is unreasonable, the supporting equipment is outdated, there is no supermarket, park, etc. even if this type of house is cheap, it is not recommended to see it. Considering that many investors promise the future in the next 5, 10 years, that land will develop no less than the inner city.
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Wednesday, house with unclear ownership. We need to know that there are mainly the following types of houses with unclear property rights: multi-family houses, real estate with too many transactions, relocation housing, houses under mortgage, sealed houses,… Such houses are prone to unnecessary disputes and damage the interests of homebuyers in the future.
In the end, those are the the house has quality problems, unfinished and other minus points. If the house is in your sights because of the relative price, but the residents there are protesting in turn because of quality problems or other reasons, or the owner “runs away” while not finishing the project. good… then don’t be greedy. Because this type of house has many potential dangers, from affecting the living experience, or “losing money” and even constant trouble.
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Buying a house is not an easy task, and you can lose all your savings, work hard to pay the bank for years if you are not careful. Don’t be greedy for cheap but pay down money with real estate with the above signs.
at Blogtuan.info – Source: cafebiz.vn – Read the original article here
