Principles when borrowing and borrowing money from civilized people

first. Think carefully before borrowing – borrowing money: Borrowing is not better than begging. It’s best not to be too secretive, so don’t borrow, find many ways to get money (advance salary, use credit cards, sell things, pawn,…).

2. Other people lend you money because they love you, love you, but it’s not their responsibility or obligation. Don’t hold grudges if the person refuses.

3. Borrow on the 10th, promise to pay on the 10th of the next month, you will have to pay it on the 10th, if you don’t have the money in time, you have to notify people on the 7th and 8th, not until the 10th, keep quiet and then people will ask. is no money, pay a little later.

4. Do not borrow too many times: You are not someone’s parents or spouse, so once you have been helped, you must understand that it is a feeling, not an obligation. If you borrow too often, no matter how much you love, it will be difficult to bear.

5. Someone else lends you money and you are obligated to pay it back. Don’t put on a heavy face as if they are the ones who owe you money.

6. If you’re borrowing money, you’re in debt, so don’t post pictures of you traveling, showing off your branded clothes. Stop showing off your beautiful car. Creditors are also human, not … where there is no hurtful emotion.

7. Have a repayment plan: Calculate the amount borrowed against the ability to pay back to come up with a specific deadline.

8. If you borrow someone’s money, you have to pay it back yourself, not after borrowing from this person and then saying that the other child still lacks me, he asked for it for me.

9. How much you earn is your business, how much I earn is mine. Do not belittle sentences like “So much money but so much”, “If you borrow a lot of money, you will ask for up and down”. A few bucks doesn’t make me rich or poor, but it’s in the category of trust. Moreover, we are equal, I am not a sponsor and you are not the one who needs charity support.

ten. Do you understand the principle of reciprocity? Be grateful to the person who lent you something, borrowed money because at least for a moment, they valued you more than the other item or money. So don’t be stingy if one day they need your help.

According to Tuong Vy