SeABank was honored with 2 awards “Typical Vietnamese Bank in 2021”

Southeast Asia Commercial Joint Stock Bank (SeABank, stock code SSB) was honored to be awarded 2 awards “Bank with typical innovative products/services in 2021” and “Outstanding Bank for the community 2021” in the system. The award system “Vietnam Outstanding Banking Award 2021” (Vietnam Outstanding Banking Award 2021) is organized by the Vietnam Banks Association (VNBA) in collaboration with Vietnam International Data Group (IDG Vietnam) under the auspices support from the State Bank of Vietnam.

Vietnam Outstanding Banking Award is an award organized annually by Vietnam Banks Association (VNBA) and Vietnam International Data Group (IDG Vietnam). in order to honor financial institutions with outstanding performance, typical in professional aspects or new, important and outstanding products and services, which have attracted the attention of the community, and have made practical contributions to the financial institutions. the development of the industry, meeting the needs and requirements of customers and society. The award is both an encouragement, encouragement and honor for banks and member organizations with good achievements, and at the same time, it also encourages other banks and organizations to have more motivation to strive, develop and improve. its core activities.

In 2021, SeABank will participate in two categories of “Typical Bank for the Community” and “Bank with typical innovative products/services” for the financial solution package accompanying Vietnamese women. With a focus on innovating products and services, especially the female customer segment, and actively carrying out many activities for the community, SeABank was honored to be voted by the panel including leaders of the Vietnam Banks Association, IDG Vietnam and leading experts who are leaders and former leaders of the State Bank and some units of the State Bank voted and awarded awards in both categories.

Over the years, identifying women as customers who need special attention and service, SeABank has designed financial packages with products and services exclusively for female customers including: SeALady credit card, loans for members of the Vietnam Women’s Union (SeAWomen), SeAMobile digital banking application version for women… In which, SeALady Cashback credit card is exclusively for women with many features such as complete maximum money up to 2% of all transactions, interest free up to 55 days. With each transaction from 1 million VND paid by SeALady Cashback card, SeABank will contribute 2,000 VND to the cancer support fund “Bright tomorrow” to share difficulties with cancer patients. Up to now, SeABank has supported nearly 2.1 billion VND for the fund.

In addition, SeABank also launched the SeAMobile digital banking application, a version exclusively for women with many advanced features such as AI artificial intelligence application, QR payment, bill payment, online gold purchase. , remote account opening using eKYC identification technology, 100% free online money transfer…, in which the highlight is the personal financial assistant feature that helps customers have a complete picture of their financial health. own account and is always monitored by a “virtual assistant” to analyze transactions, spend according to the model of 6 international standard jars as well as have spending reminders in accordance with financial ability.

At the same time, SeABank has been accompanying the Women’s Unions of provinces/cities across the country to provide loans to members of the Vietnam Women’s Union, serving consumption needs and developing business. family economy.

More specifically, with the support of capital financing and advice on developing a loan portfolio for women-owned businesses of the International Finance Corporation – IFC (a member of the World Bank Group) and other parties. For international lending, SeABank has effectively implemented the program “Lending to women-owned businesses” and positioned itself as the bank of choice for women-owned businesses.

Accompanying talented female leaders, SeABank offers preferential policies for women-owned businesses with the desire to create maximum motivation for business development with minimum short-term VND lending interest rates. 5.6%/year, free of charge for early repayment; minimum interest rate for medium and long-term loans of 8%/year for the first 12 months, free of charge for early repayment after 36 months; Overdraft interest rate with collateral is at least 8%/year, without collateral at least 10%/year. On the other hand, female-owned enterprises also have access to credit sources in various forms of financing suitable to the characteristics of the industry.

Notably, SeABank also applies the program to grant SeABank Visa Corporate credit card without collateral up to VND 200 million. This is a new feature exclusively for women-owned businesses. In parallel with the limit grant, customers who open a new SeABank Visa Corporate credit card will receive a first year annual fee refund, 0% interest installment policy, flexible term options from 3 to 12 months for all credit card payment transactions with competitive fees, simple and fast procedures and especially with no limit on installment transactions.

In parallel with the goal of effective business development, with the operating principle “For the community”, in 2021, SeABank always actively and actively implements many solutions to support and support agencies and agencies. , people in epidemic prevention as well as supporting the poor and disadvantaged people. In supporting the government and people affected by the Covid-19 epidemic across the country, SeABank and BRG Group and member units of BRG Group have sponsored and supported a total of nearly 200 billion copper.

Minh An