Many people still lose money due to this scam despite warnings-Information Technology

Recently, the fake bank message form suddenly reappeared, causing many people to lose money in their accounts.

The trick to fake the message reappears

Forms of fraud to fake bank messages first appeared at the end of 2020. This is the era of Tet, so fraudulent activities and financial fraud are crowded with various sophisticated tricks.

Most of today’s smartphone models will group messages with the same name into the same category, therefore, criminals have purchased the SMS Brandname service of the same name from banks to fake messages, banking, steal information and take users’ money.

Specifically, hackers will send fake messages to popular banks in Vietnam such as ACB, Sacombank, Vietcombank with content such as informing that your bank account has been locked, your account has been unlocked. For global financial services, the monthly service fee is VND 2,000,000 will be cut in 2 hours. If you do not open the service, please click to cancel…

Bank spoofing messages to trick users into clicking fake links. Photo: Tieu MINH

Usually, when you click on the attached link, you will be redirected to a fake website that looks and feels similar to the bank’s official website. If you are gullible and fill in your login information, the money in your bank account will quickly evaporate.

Unlike previous scams, faking a bank name will make it very easy for you to get caught. Therefore, many people will not be suspicious and get into their accounts, falling victim to criminals.

Mr Vo Do Thang, Director of Athena Cyber ​​​​​Security Center, said: “In order to limit the loss of money in bank accounts, users should not follow requests from strangers, even if the self-proclaimed criminals are people from the Ministry of Public Security. or other functional agencies.

When there is a need to transfer money, the user must immediately open the website or application developed by the bank, and lastly, limit online transactions on public devices (computers in coffee shops), coffee, airports…)”.

Fake banking website. Photo: Tieu MINH

How to avoid losing money in your bank account?

– Banks never send SMS notifications of blocked services or ask for account verification, so users should not click on links and follow.

– Limit the use of computers in public places, free WiFi… to make transfers or online purchases.

– Absolutely not give out login name, bank password, OTP code (one time password), bank card number … via text message, email, social network or phone to anyone, even if the person claims to be a police officer, a bank clerk.

– Set a password that is hard to guess, and change it regularly after a certain period of time. A strong password will have a minimum of 8 characters, including uppercase, lowercase letters, numbers, and special characters. To ensure security, users should not store passwords in the browser, and not use the same password for multiple accounts.

– Sign up to receive notifications when your account fluctuates (balance changes).

– Use Smart OTP authentication method, Soft OTP (fixed OTP code)… when transacting online, not SMS OTP like today.

– When making a transfer, users need to pay attention to the website address, whether it is the bank’s website or not.

– Regularly update information about fraud in the mass media.

at Blogtuan.info – Source: 24h.com.vn – Read the original article here