Explaining the phenomenon that a female office worker with an income of 15 million learns how to invest “when I bring money back to my mother, I don’t take it, but when I bring back “gold”, my mother smiles”
The investment story does not belong to anyone, but there is one thing that many domestic and foreign investors recognize: Asians and especially sisters and mothers are “treasurers” and “banks”. veteran gold. Especially in recent complicated developments, the domestic gold price fluctuated sharply compared to the international price when in just 1 month the price of SJC gold bar products caused many gold investors to surf with heavy losses, causing pressure. psychology to those who own gold and invest at the beginning of the year. But the fact that gold rose and fell immediately “didn’t shake” the confidence of veteran “investors” such as mothers and grandmothers. Why?
Story 1: Bringing money home, I don’t accept it, but when I bring home gold, I laugh out loud
Recently in a closed group shared a story of a young person: “I just turned 26 this year. I have been working for more than 2 years (there was a period of unemployment for more than 1 year, but I also work in sales at the company now), my main job is selling organic products, besides I also received a small job PG part-time at the weekend at the supermarket for company products.The salary is about 10 million/month, but thanks to many months of achieving KPI, now luck is also basically stable with a level about 15 million/month. I am not married, live at home with my mother (my mother raises me alone) so I can save about 4-5 million (since I started working, it seems that I have spent more than my time. I intended to send money to my mother to show filial piety, but my mother didn’t accept it for a few months, so she just said: Buy gold, I’ll keep it for you!”.
Digging deeper into this reason, Uncle Thuat (67 years old, Hanoi, living in Nha Trang) a retired civil servant said: “Vietnam’s banks and currency are very strange, they have changed 7-8 times in my time, paper money is only needed and liked by bankers and traders, but if I hoard it, I still buy gold and rings. , gold bars only!”.
From this reason, it can be seen that older women, especially Asian women who like jewelry, love gold not without reason. Because of the history of political upheaval, converting from a subsidized economic mechanism to a free market economy is like 8 times of currency exchange in Vietnam. Those who have lived through money exchanges, regime transitions or underground economies will understand gold as a currency. The state can print money but not gold. Most gold is currently very limited production. Psychology and experience are what these veteran “investors” have.
Story 2: Excess salary is “buying gold to save, after the time of price appreciation, the profit is too much!”
Also on the same topic as gold investment office sisters, how is it right? A Marketing employee in the same building 123 Vo Van Tan, City. Ho Chi Minh revealed the “secret history” story: “My mother told me that she had a cousin who graduated, worked somewhere for more than 12 years, didn’t see much of her dating, didn’t shop much. Every year she buys a piece of gold to save, she only bought one piece of gold before. 30-35 million/tael, after a period of time, the price increased with more than a dozen gold taels, naturally she was too profitable, look at her with different eyes!”.
It can be seen that now there are many women who think from a very early age in accumulating investment, but the main point of saving is not to think frugally and live a miserable life. Young people, in addition to saving, also need to learn how to upgrade themselves and experience life. As a comment received a lot of attention from the sisters: “Invest a part in yourself, including knowledge, skills and relationships. Youth should experience a little more. Then think about saving money.”
In this view, young people should learn to balance earlier than learn to invest, such as being able to learn the way of the Doctor who shared:
– Spend a little to learn foreign languages, skills or talents.
– Buy 1/2 only gold for 1 month. Gold can go up and down according to the exchange rate, but if you buy it every 1/2 month, it’s not really worth thinking about. Treat it like a tube. Take that time to do other better things.
– Being young, try to “plow” more money and living capital.
– When you have a certain amount of money, your finances are stable, you can borrow to buy a small house or real estate in the countryside or in the suburbs with potential (with a budget of around 350 million for residential purposes, with relocation). convenient transfer and a little rental calculation, the money obtained from the rental can cover the bank interest, the monthly balance to pay the principal). After a few years, you can sell that house to invest elsewhere or continue to add gold if you like.
Conclude:
In the end, the important thing that “mothers only receive gold and do not receive money” of their children lies in how the investor has a financial plan. Gold or securities or any other type of financial investment, if you know how to collect, have a plan to “accumulate small to large”, you can quickly achieve the desired level of financial freedom.
at Blogtuan.info – Source: cafebiz.vn – Read the original article here
