The best general liability insurance for business

With general liability insurance, your company is safeguarded in the event that you are held legally responsible for injuries or property damage brought on by your product, incidents on your property, your place of business, or at the site of one of your clients. Below will share the list through the article: The best general liability insurance for business.

The best general liability insurance for business
The best general liability insurance for business

The Hartford – The best general liability insurance for business

The Hartford is general liability insurance for business. It is now the market’s top overall provider of commercial insurance. The Hartford provides everything you could possibly need and covers companies of all sizes and kinds.

This corporation has been offering insurance options to companies all around the nation for more than 200 years. They have furthermore appeared 11 times on the list of the World’s Most Ethical Companies.

The Hartford offers a wide range of general liability insurance for business, including:

  • Business income insurance
  • General liability insurance
  • Professional liability insurance
  • Commercial umbrella insurance
  • Commercial property insurance
  • Data breach insurance
  • Commercial auto insurance
The Hartford - The best general liability insurance for business
The Hartford – The best general liability insurance for business


Another industry juggernaut in the general liability insurance for business is Travelers. The organization works in a variety of sectors, including technology, manufacturing, retail, finance, and construction.

Travelers provides commercial insurance to businesses all around the US, Canada, Ireland, and the UK. Travelers has more than 30,000 employees and over 13,500 independent agents and brokers.

More than 160 years have passed since the founding of this insurance organization.

Travelers offers a wide variety of coverage options in addition to plans tailored to certain industries. The following are some of the most popular business insurance options from Travelers:

  • General liability insurance for business
  • Management and professional liability
  • Workers’ compensation
  • Commercial auto and trucking
  • Surety bonds
  • Cyber liability
  • Boiler and machinery
  • Environmental liability
  • Excess casualty and umbrella

State Farm – general liability insurance for business

Home and auto insurance are often connected with State Farm. They are well renowned for offering their clients first-rate customer service at reasonable prices.

Their company insurance products are unquestionably covered by this level of service and dependability.

State Farm offers coverage tailored especially for proprietors of small businesses:

  • Business owners policy
  • Commercial liability umbrella
  • Workers’ compensation
  • Professional liability
  • Individual health
  • Small business life
  • Business and commercial auto


When it comes to looking after its insureds, Chubb is unmatched. This insurance provider has a reputation for offering “white glove” service and rapidly and painlessly settling disputes.

Chubb offers commercial insurance coverages that other businesses on the market do not. Chubb offers business insurance packages in the following categories in addition to general liability and workers’ compensation:

  • Accident and health
  • Environmental
  • Excess and surplus
  • Cyber
  • Global casualty
  • International solutions for mid-sized companies
  • Marine
  • Medical liability
  • Surety
  • Management liability
  • Product recall
  • Railroad liability
  • Professional liability
  • Trade credit and political risk


Like most insurance providers, Progressive offers a variety of general liability insurance for business plans and coverage options. They provide workers’ compensation, cyber insurance, general liability insurance, professional liability insurance, and company owner’s policies.

Having said that, business vehicle insurance is Progressive’s area of expertise.

  • Truck insurance
  • Van insurance
  • Pickup truck insurance
  • Box truck insurance
  • Cars and SUVs
  • Tow truck insurance
  • Commercial trailers

Liberty Mutual

Another well-known brand in general liability insurance for business sector is Liberty Mutual. The organization offers security for both mid-sized and large-sized businesses in addition to small businesses. Liberty Mutual covers Fortune 500 companies as well.

Liberty Mutual is a prominent supplier of preferred property and liability business insurance with over 50,000 employees and 800+ locations globally.

Some of the top coverage general liability insurance for business include:

  • Excess liability insurance
  • Equipment breakdown insurance
  • General liability insurance
  • Ocean marine
  • Inland marine
  • Property
  • Umbrella
  • Mergers and acquisitions
  • Workers’ compensation
  • Third-party administration

AmTrust Financial

Not as well-known as some of the other insurance providers on our list is AmTrust Financial. Neither Liberty Mutual nor State Farm are well-known brands. In comparison to The Hartford or Travelers, the corporation is not nearly as old.

In actuality, AmTrust Financial was founded in 1998, less than 25 years ago.

Having said that, the business has expanded fast. More than 7,000 people work with them presently, servicing more than 70 nations.

AmTrust Financial is not attempting to take on the world’s largest insurance companies. They are instead concentrating on specialized solutions in the following sectors:

  • Financial institutions
  • Restaurants
  • Nonprofit organizations
  • Transportation

Founder Shield

Another recent and lesser-known business is Founder Shield. They’ve only been offering insurance protection for a little under ten years.

However, Founder Shield is establishing a specialty in the business insurance market, just like AmTrust did.

Insuring tech firms is Founder Shield’s area of expertise. Popular categories of coverage include:

  • Cyber insurance
  • Crime insurance
  • Intellectual property insurance
  • Fiduciary liability insurance
  • Officers and directors insurance
  • Warranties and representations insurance
  • Product liability
  • Key person insurance
  • Pollution insurance
Founder Shield
Founder Shield

Farmers Insurance

When it comes to life, vehicle, and home insurance, Farmers is the industry leader. But company owners should also strongly consider it.

The business has been established for over a century. Consequently, you can be confident that you will receive great service from a reputable company. In all 50 states, they have a network of 48,000 agents and 21,000 staff.

The following categories of business insurance are offered by Farmers Insurance:

  • Property
  • Liability
  • Crime
  • Auto
  • Workers’ compensation
  • Umbrella
  • Life
  • Loss control
  • Allstate

Car insurance is what Allstate is best known for providing to consumers. Even though Allstate doesn’t necessarily specialize in or focus primarily on business insurance, there are several sectors and company models that would benefit from using this provider.

With helpful representatives and completely customized programs, the business offers excellent customer service.

Nearly every industry is served by coverage options from Allstate, including professional services, healthcare, services, retail, and food services.

Top Allstate insurance protections include:

  • Business liability
  • Business property

Hope to choose the most suitable general liability insurance for business through’s article!

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