How many workers work to retirement age?

After the Labor Newspaper published an article “Massively withdrawing one-time social insurance: Retirement age must be reduced”, many readers agreed with our very appropriate way of asking the question in our constructive spirit.

Reader named Nghia Tran expressed: Reading thousands of articles on social insurance, only this article is the will of the vast majority of employees. Reader Duong Thi Diem Huong said the article was good, in line with the thoughts of many workers. As for the reader Ta Van Tan, the article said that it is very true to the aspirations of many working people, if the year of payment of social insurance is reduced, at the same time, the retirement age is also reduced to be appropriate, many people have to quit their jobs. Wait until 12 years to enjoy it, such a long wait, how do they live, at the age of 62, they can only be invited by the state civil servants, and some private businesses have been fired since they were 40 years old. A reader named Hieu thanked Nguoi Lao Dong newspaper for expressing the right thoughts and aspirations of people working in the non-state sector.

According to the reader named Hoang, in the past, when social insurance changed the law to increase the payment year and increase the retirement age, there were many articles similar to this, but those who made the law did not have to go through a difficult life in reality. of employees in the enterprise, who are massively withdrawing their one-time social insurance, so they still intentionally increase and find one way or another to limit the workers’ ability to withdraw money.

Referring to the limitations of the current Social Insurance Law, reader Nguyen Tan Dat said that workers over 50 years old who have had enough occupational diseases have a life expectancy of less than 70 years. “I hope the government and the insurance industry will reconsider. to reduce the retirement age and the number of years of insurance premium payment to ensure fairness and avoid disadvantage for employees outside of state-owned enterprises,” this reader said. With the same point of view, reader Nguyen Van Huyen said that not only workers in industrial zones but also many workers in other professions, such as construction workers for roads, bridges, houses, etc., could not last up to 60 years. where’s age? Therefore, this reader proposes to reduce the insurance premium year and the retirement age.

Analyzing more about the shortcomings of the current social insurance policy, reader Hoang Lan shared: There is one unreasonable thing that for employees, civil servants and public employees in the state, when they retire, they are calculated on average for the last 5 years but Employees in non-state enterprises calculate the average period of social insurance payment, so their salary when they retire is very low, which is too disadvantageous for non-state workers. Reader Huu Nhat confided: Honestly, there is no need for workers or teachers in remote areas! In Saigon, Binh Duong, Dong Nai…in industrial parks, export processing zones, how many workers over 45 years old? Very few, because 40 are already eliminated. 16 to 18 years old entered the company, with a density of 12 to 18 hours a day. Half a month of day shift, half a month of night shift, I can’t stand it! They don’t want overtime, okay? Definitely not, the basic salary is low, the manager doesn’t allow overtime, deliberately taking leave will be forced to quit. Then the teacher is also better, who cares how many kindergartens or primary schools have girls over 45 years old!

According to reader Cong Pham, the average life expectancy of Vietnamese people in 2021 is 73 years old, but 61 years old can only retire and enjoy only 10 years with 75% of salary, not saying early or full retirement. Let’s ask, are the workers really bad? For readers of Xuan Trang, if the retirement age is not reduced, the number of years of payment is reduced and the pension calculation is re-stipulated, employees will still withdraw more and more one-time social insurance contributions. That is inevitable, the workers cannot be blamed. Similarly, according to reader Nguyen Huong Giang, it is reasonable to reduce the retirement age and the number of years of social insurance contributions.

Reader Thanh Pham is harsh: I say frankly, if the retirement age is returned to the previous age of 52 years, it is 52 years old, try asking the employees if they agree, it is definitely copper, and if they pay full 20 years of insurance insurance and right retirement age, 60% of us still agree. On the other hand, according to the current law, if you pay full 20 years and the correct retirement age is 62 years old, you will get 45% of the salary for participating in social insurance and social insurance, if you try to do a math problem, it is difficult for people outside the state block to wait until the age. myself as well.

Reader Doan Hao said bitterly: Now, the minimum wage in region 1 is more than 4 million VND, will I be able to live when I retire with 45% of 4 million VND? That’s not to mention that I’m not old enough to retire, but 2% a year is deducted, how much is my salary too far from the minimum wage, so is it considered a poor household?

A reader named Nguyen wrote: It is also necessary to distinguish the retirement age from the working age, as I am 59 years old this year and have worked in foreign enterprises. Even though I have paid more than 20 social insurance contributions, I will continue to work until the company no longer needs them, reducing the age to enjoy pension is an incentive for qualified people to continue working to accumulate more benefits. pension. As for me, I just want to continue working to have enough to live, and when I can no longer work, if allowed.. I still apply for a one-time social insurance withdrawal because that pension does not know if I have enough breakfast and I can live. years from now(?)

According to An Chi