Chuyển động số

Non-cash payment increased sharply, “surprise” the figure of 1.1 million of Mobile Money

Citing data at the press conference to announce the series of events in response to “Cashless Day 2022”, organized by the State Bank on the afternoon of May 20, Mr. The State – SBV) said that non-cash payment activities in the first 4 months of 2022 achieved high growth compared to the same period in 2021.

Cashless payment increased sharply,

Mr. Le Anh Dung, Deputy Director of Payment Department (SBV – SBV).

Cashless payments increased by nearly 70% in 4 months

Specifically, non-cash payment transactions increased by 69.7% in quantity, 27.5% in value; Internet transactions also increased by 48.39% and 32.76%, respectively; via mobile phones increased by 97.65% and 86.68% respectively; via QR code increased by 56.52% and 111.62% respectively over the same period in 2021; the total number of activated e-wallets increased by 10.37% compared to the end of 2021.

According to Mr. Dung, consumer expectations change drastically in the digital era, the extensive digitization of services and the multi-dimensional impact of the Covid-19 epidemic have made digital payment an inevitable trend in the economy and society. user’s top priority.

To meet that demand and trend, the banking industry has promoted the development of an inclusive payment ecosystem over the past time with new, safe, convenient, cost-effective and convenient payment services and methods. practical value for people and businesses.

In particular, the implementation of regulations on opening an electronic payment account (eKYC) achieved many positive results.

Specifically, the percentage of adults with payment accounts is nearly 66%; about 3.4 million accounts and 1.3 million new bank cards were opened online, remotely via eKYC.

In addition, the Mobile Money service has just been piloted, but 1.1 million customers have registered to use the service, of which nearly 660,000 are customers in rural, mountainous, remote and isolated areas. , borders, islands (accounting for more than 60% of the total number of customers registering and using the service).

Cashless payment increased sharply,

Press conference to announce the series of events in response to “Cashless Day 2022” (Photo: SBV)

5 solutions to promote cashless payments

Promoting the achieved results, the Deputy Director of the Payment Department said that in the coming time, the SBV will continue to apply a number of solutions to promote non-cash payments.

Firstly, continue to research, review and perfect the legal framework, develop mechanisms and policies to promote non-cash payments, with emphasis on the development of utility payment products and services. on the basis of technology application and innovation; In the immediate future, we will focus on completing and submitting to the Government the Decree on non-cash payments and promulgating guiding documents for Decree 101, the Decree on a mechanism for controlled testing of financial technology activities in the financial technology sector. Banking Sector

Secondly, closely coordinate with relevant ministries, branches and agencies to effectively implement the project of non-cash payment for the period 2021-2025, the National Comprehensive Financial Strategy to 2025, with orientation to In 2030, Decision on piloting the use of telecommunications accounts to pay for services of small value.

Third, continue to upgrade and perfect the payment infrastructure, enhance integration, and connect with other industries and fields to provide digital platform utility payment services, helping to increase convenience and experience. for customers.

In which, actively and effectively implementing Decision 06/QD-TTg dated January 6, 2022 of the Prime Minister approving the project to develop the application of population data, identification and electronic authentication for service delivery. Customer identification verification service.

Fourth, strengthen the work of ensuring security and safety in electronic payments; effectively implement important payment systems and operate payment intermediary service providers to ensure proper, smooth and safe operation.

Fifth, actively coordinate with press agencies to promote information and propaganda on non-cash payment and financial education; strengthen measures to protect the legitimate rights and interests of consumers.

At the press conference to announce the Cashless Day 2022 program, organized by Tuoi Tre newspaper in collaboration with the National Payment Corporation of Vietnam (NAPAS) under the direction of the State Bank, NAPAS, Sacombank and the public. Payment intermediary company NextPay signed a memorandum of understanding on providing financial support to small and medium business owners through domestic credit cards.

Accordingly, small and medium business owners are using Next .’s servicesPcan easily access credit from Sacombank through the issuance of domestic credit card NAPAS.

This is a product designed specifically for business owners, with full features of a domestic credit card from cash withdrawal, payment at POS, installment payment with low interest rate, meeting the needs of customers. spending needs for business activities.

Cardholders also enjoy incentives in NextTech’s ecosystem of digital transformation alliance units and exclusive offers from Sacombank and NAPAS.

You are reading the article Non-cash payment increased sharply, “surprise” the figure of 1.1 million of Mobile Money
at – Source: – Read the original article here

Back to top button