Suddenly 2 million fell into my head, helping to transfer money, my account was wiped out
In mid-2021, the People’s Public Security reported the case of Mr. Vu Hoang T. (Hoang Mai district – Hanoi) suddenly seeing an account “exploding” an amount of more than 2 million VND into an unknown account. About 30 minutes later, a woman with a very sweet voice called. She said that she had mistakenly transferred it to Mr. T. and hoped that he would return it.
She also said that she was abroad, so she asked him to log into the international money transfer service via a link. After completing the information as instructed, Mr. T discovered that tens of millions of dong in his account had “flyed” clean.
The trick to “return wrong money” is now much more sophisticated, according to a recent warning from Vietnam Prosperity Joint Stock Commercial Bank (Vietnam Prosperity Bank).VPBank).
According to the warning, with the new “wrong return” support method, scammers often follow these steps:
1. Scammers monitor social networks, look for cases where customers post on Facebook/ Zalo/… notice that they have received money due to “mistakenly transferred” to their account, and are in need of a refund.
2. Impersonating a bank employee, the scammer contacts support and asks the customer to log in with their username, password, and OTP code on the fake link provided by the subject (with the same interface as the Bank’s website. ).
3. Follow the instructions, the customer will lose the ownership of the account.
Another trick VPBank warned was deliberately “transferring money by mistake”, then let the account holder know he was from a financial company that had just disbursed, asking them to pay the other “loan” with interest. cut throat”.
According to Articles 228 and 230 – Civil Code 2015 on Establishment of Ownership for Unidentified Property, the money transferred by mistake is a type of lost property, so the wrong recipient is considered a person who is possessing property without a legal basis.
VPBank recommends: In case of receiving money “wrongly transferred”, special attention should be paid to:
1. CONTACT the Bank to verify when there is a suspicion of fraud, absolutely DO NOT use this money for personal spending, DO NOT transfer the refund to another account without verification results, instructions. banks or other authorities.
2. DO NOT provide confidential information such as: Account access password, One-time transaction password (OTP) to anyone (including someone claiming to be a bank employee) and in any way .
3. WARNING with requests to access website links, login, provide account information, personal information.
4. DO NOT click on links or attachments and immediately DELETE these strange messages and emails from your phone or computer. Only make transactions at reputable websites with high security.
By Business and Marketing
at Blogtuan.info – Source: cafebiz.vn – Read the original article here
