Conditions, enjoyment rate and procedures for enjoying one-time social insurance in 2022

1. Cases of receiving lump-sum social insurance

Employees participating in social insurance that make a request are entitled to one-time social insurance benefits if they fall into one of the following cases:

– Having reached the retirement age as prescribed, but have not had enough 20 years of payment of social insurance premiums (or less than 15 years of payment of social insurance premiums for female employees who are full-time or part-time workers in communes, wards or townships) and do not continue to pay social insurance contributions. continue to participate in voluntary social insurance.

– Employees participating in compulsory social insurance after one year off from work, those participating in voluntary social insurance after one year do not continue to pay social insurance but have not yet paid social insurance for 20 years.

– Going abroad to settle down.

– Persons suffering from one of life-threatening diseases such as cancer, polio, cirrhosis of the liver ascites, leprosy, severe tuberculosis, HIV infection that has progressed to AIDS and other diseases as prescribed by the Ministry of Health. .

– An employee who falls into one of the following cases when serving, demobilizing or resigning but is ineligible for pension enjoyment:

+ Professional officers and soldiers of the People’s Army; officers, professional non-commissioned officers, officers and technical non-commissioned officers of the People’s Public Security; people doing cipher work receive salaries like military personnel;

+ Non-commissioned officers and soldiers of the People’s Army; non-commissioned officers and soldiers of the People’s Public Security who have served a definite term; Military, police and cipher students who are studying are entitled to living expenses.

2. Benefit level:

2.1. For employees participating in compulsory social insurance

The one-time social insurance benefit is calculated according to the number of years of paying social insurance premiums, each year is calculated as follows:

– 1.5 months the average monthly salary on which social insurance premiums are based for the years of payment before 2014;

– 2 months the average monthly salary on which social insurance premiums are based for the years of 2014 onwards;

– Employees who have paid social insurance premiums for less than one year, the one-time social insurance benefit is calculated at 22% of the monthly salary for which social insurance premiums have been paid, and the maximum level is equal to 02 months of the average monthly salary on which social insurance is paid.

Particularly, employees are officers and professional soldiers of the People’s Army; officers, professional non-commissioned officers, officers and technical non-commissioned officers of the People’s Public Security; people doing cipher work receive salaries like military personnel; non-commissioned officers and soldiers of the People’s Army; non-commissioned officers and soldiers of the People’s Public Security who serve a definite term; Military, police, or cipher students who are studying to receive subsistence allowance and have paid social insurance premiums for less than one year shall enjoy the social insurance benefit equal to the paid amount, and the maximum level is equal to 2 months of the average monthly salary paid. Social insurance.

2.2. For participants of voluntary social insurance

The one-time social insurance benefit is calculated according to the number of years of paying social insurance premiums, each year is calculated as follows:

– 1.5 months the average monthly income on which social insurance premiums are based for the years of payment before 2014;

– 2 months the average monthly income on which social insurance premiums are based for the years of 2014 onwards;

– In case the period of payment of social insurance premium is less than one year, the social insurance allowance shall be equal to the paid amount, the maximum level is equal to 2 months of the average monthly income on which social insurance premiums are based.

– When calculating the one-time social insurance benefit in case the period of payment of social insurance premiums has odd months, from 1 month to 6 months is counted as half a year, from 07 months to 11 months is counted as one year.

– In case the payment period of social insurance premiums both before and after January 1, 2014 but the payment period before January 1, 2014 has odd months, those odd months will be changed to the period of payment of social insurance contributions from January 1, 2014. 2014 onwards as a basis for calculating one-time social insurance benefits.