Currently, a number of major banks in Vietnam are coordinating with the Center for Research and Application of Population Data and Citizen Identity (CCCD) – the Ministry of Public Security to pilot the application of CCCD cards with chips instead. ATM card to withdraw money at ATMs at bank branches in Hanoi and Quang Ninh.
Instead of having to take many bank cards to ATM counters to withdraw money, with 1 card CCCD with electronic chipnow people can perform banking transactions with many conveniences such as depositing and withdrawing money at ATMs and also transferring money easily and quickly.
Without much paperwork, people can now withdraw and transfer money at ATMs with only a CCCD card with a chip.
However, when people withdraw money at ATM by CCCD Mounting chip should note the following.
How to withdraw money with chip ID at ATM
To withdraw money with CCCD chip at BIDV’s ATM, customers can follow these steps:
Step 1: Insert the CCCD card with the chip into the card reader of the ATM by turning the back (where the chip is) and place the chip in the card reader of the ATM. At the same time, face towards the ATM’s camera to automatically recognize the face.
Step 2: The system will automatically check and compare the information on the CCCD with the chip and the information stored in the banking system without people needing to enter a password.
Step 3: Instead of using a password as the only method of confirming information like today, with the use of a chip-based CCCD, the ATM will scan the customer’s biometrics and the interface screen will display the authentications such as: face authentication, fingerprint… for identification.
Step 4: After confirming that it is the correct cardholder, the ATM will “release” money, people will be able to withdraw money.
Pilot banks to withdraw money from CCCD at ATM
Currently, the withdrawal of money by CCCD card with chip has only been piloted at some big banks such as BIDV, Vietcombank, VietinBank…
In the immediate future, the Ministry of Public Security cooperates with a number of banks to pilot the cash withdrawal service using CCCD chip mounted at some points in Hanoi and Quang Ninh. It is expected that in the near future, the withdrawal of money from CCCD at ATM will be expanded throughout the system.
Ensure safety when withdrawing with CCCD chip at ATM
According to the authorities, in addition to the convenience in withdrawing money, the use of CCCD chip when withdrawing cash at ATMs also helps to minimize the risk of card forgery, ensuring safety in financial transactions. .
Cash withdrawal operations with chip-based CCCD minimize the risk of customer information fraud with forged documents
The verification of the owner’s information will be compared with the customer’s biometric data in the form of face and fingerprint scanning. This will minimize the risk of card forgery that can happen.
Assoc. Prof. Dr. Ngo Tri Long, former director of the Institute for Price Market Research, Ministry of Finance, said that the chip-mounted CCCD card will integrate a lot of uses, very convenient, will replace many types of cards, so it should move forward. people will no longer have to carry a lot of cards in their wallets, just a CCCD card with a chip is enough.
Regarding people’s worry about information being leaked, Assoc. Prof. Dr. Ngo Tri Long said that information security is extremely important for any card, including ATM or CCCD. With this new form of withdrawal, people’s worries are well-founded.
However, as far as he knows, CCCD cards are made very closely by the Ministry of Public Security, with security tools, using technology to authenticate customers through biometric data such as face and fingerprint authentication. .. direct connection to national citizenship data. Therefore, it is difficult to fake or leak information, so it is not too worrisome.
at Blogtuan.info – Source: Soha.vn – Read the original article here
