7 signs only found in underground rich people

Many people think that wealth is the word for the group of people in the top 1% of the highest income in the world. Or simply someone who can buy a super car, a villa and spend most of his time on luxury vacations.

But in the end, wealth can be just as subjective as happiness, depending on how people perceive it. But there are a few classic signs of wealth, no matter how you look at them.

Can save

Robert Kiyosaki, an investor and businessman in the US, writes in “Rich Dad, Poor Dad”: “Most people don’t realize it’s not how much money they make, but how much they keep.” For example, lottery winners, many of whom lost everything after a few years. Or professional athletes can earn millions of dollars at the age of 20, but after retiring, they struggle to eat every meal.

“That’s why a person who suddenly receives a large sum of money like an inheritance, a raise or won the lottery is prone to a financial crisis. So if you keep some of your earnings, you’re in a good place. best condition,” Kiyosaki said.

Living comfortably with salary

Spending within your earnings is one of the fundamentals of responsible money management. Self-made billionaire Anthony Heieh says living within his means is something he learned from his parents, who immigrated from Taiwan to the US.

“This habit has helped me survive and thrive in the consumer lending business for the past 30 years. And it’s the discipline to ensure the company and myself don’t overspend, that makes me where I am today. now,” said Anthony Heieh.

Living on a low income is not a big deal. A 2019 report released by GoBankingRates shows that one-third of Americans surveyed are living on wages.

Paying for what you want

Buy a yacht with your hard-earned money, everyone will agree that you’re rich. And if you buy that yacht after 5 years of accumulation, you can still be rich.

But surveys so far have come to the same conclusion: Americans can’t save that much. The same GoBankingRates study found that 45% of respondents said they have no savings, and an estimated 40 million US households have no retirement savings.

Sufficient for planned retirement

Retirement is very good or bad. Experts say that living lavishly in retirement will require earning 70-80% of your current income (although this number is controversial). But even if you downsize and move to a low cost of living area, retirement still takes a long time to work and accumulate.

The current retirement age is 65, but this is slowly changing as many Americans say it is impossible to live more than 20 years without a paycheck. A 2019 Bureau of Labor Statistics report found that nearly 20% of Americans over the age of 65 are still working. And if you can afford the retirement you want, you’re rich.

Not obsessed with making money

One obvious commonality between self-made millionaires and research is that the preoccupations of the rich don’t just revolve around money. They will try to solve problems, follow their passions or strive to build a business as much as possible.

This means that most rich people dare to pursue hobbies, rely on passion to make a profit instead of working hard to earn money.

Treat money as an ally

Self-made millionaire Steve Siebold believes that most people have an adverse or adversarial relationship with money. But if you want to start attracting money, stop seeing it as an enemy and make them an ally.

“The middle class sees money as an evil but still admits it can solve almost any problem. While the rich see money as a great liberator. With that money they can buy happiness. financial peace of mind,” Siebold said, noting that “If you’re not afraid of money and see it as a tool to achieve your goals, you’re ahead of the game.”

Not being clamped

“Over time I realized that money brings freedom,” self-made millionaire and NastyGal founder Sophia Amoruso writes in her book.

The female millionaire believes that learning how to control finances helps people not to be restrained, restricted, uncomfortable in work, place or other relationships. “Wealth opens doors and opportunities for advancement, rather than accepting your fate,” Amoruso says. So the people who freely decide to live their lives are indeed the rich.

Minh Phuong (According to Businessinsider)